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Marriage Kids and Money: Personal Finance for Families

FIRE Millionaire Couple at 34 Years Old | Lauren & Steven Keys (BEST OF MKM)

Marriage Kids and Money: Personal Finance for Families

Andy Hill

Investing, Business, Kids & Family, Parenting

4.9604 Ratings

🗓️ 26 November 2025

⏱️ 26 minutes

🧾️ Download transcript

Summary

Have you ever wondered what life would look like if you designed your days around freedom instead of work? What would change if you could travel for months at a time, pick projects you actually enjoy, and still watch your net worth climb into the millions? Today you’ll hear how Lauren and Stephen Keys, creators of Trip of a Lifestyle, built a million dollar net worth in their early thirties and used it to create a flexible, travel-filled life. They didn’t wait for traditional retirement at 65. They didn’t burn out on the way to FIRE. Instead, they created a lifestyle where they work less, live more, and let their money do the heavy lifting. This conversation originally aired last year and quickly became one of our most-watched interviews, so it felt like the perfect Best of MKM feature for this holiday week. Lauren and Stephen share how they avoided lifestyle creep, traveled the world cheaply, took mini retirements, paid off two homes, and built more confidence with each dollar saved. If you're dreaming of more time freedom, this story will show you what’s possible. CHAPTERS 🎧 0:00 Intro 0:26 Meet Lauren and Stephen Keys 2:00 The moment that changed everything 4:15 Early moves that accelerated their wealth 5:11 Avoiding lifestyle creep 6:50 How they travel constantly without overspending 9:03 Their first six month mini retirement in Hawaii 10:42 Visiting every national park 12:17 Leaving full-time work 13:38 Life at a million-dollar net worth 15:36 Why they still choose to work 16:38 Rethinking traditional retirement 18:05 Breaking down their million dollar portfolio 19:20 Paying off homes vs investing 21:39 Looking ahead to the next decade 22:57 One step couples can take today 23:20 Where to find Lauren and Stephen RESOURCES 📚 Own Your Timehttps://marriagekidsandmoney.com/book Track Your Net Worth with Empowerhttps://marriagekidsandmoney.com/empower Trip of a Lifestylehttps://www.tripofalifestyle.com Cram Better tutoringhttps://crambetter.com Trip of a Lifestyle Financial Roadmaphttps://www.tripofalifestyle.com/roadmap HOW WE MAKE MONEY + DISCLAIMER ⚠️ This show may contain affiliate links or links from our sponsors where we earn a commission, direct payment, or products at no extra cost to you. Opinions are our own. Information shared on this podcast is for entertainment purposes only and should not be considered professional financial advice. Always seek the guidance of a licensed financial professional for your specific situation. Marriage Kids and Money (https://www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by linking to Amazon.com. CREDITS 🎙️ Podcast Artwork: Kayli Johnson Editor: Johnny Sohl Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

Why are businesses like HelloVet choosing Apple products and services?

0:05.0

So we started the business two years ago.

0:07.0

We had a few people who were used to PCs and this was their first foray into Macs.

0:12.0

But it's been super smooth getting everyone onto those devices and everyone seems really, really happy.

0:18.0

Find out how Mac can help you run and grow your business at apple.com forward slash

0:23.6

hello vet.

0:27.1

We are at the level where we could like retire fully and not work anymore at all, like fire.

0:32.9

We haven't felt the need to do that and we've been able to pursue things that are either very lucrative

0:39.9

for the small amount of time input they take or are just fun and interesting challenges like

0:44.8

this business we started. This show is dedicated to helping you, strengthen your family tree, and live financially free.

0:57.2

Welcome to the Marriage Kids and Money podcast, everybody.

0:59.3

This is Andy Hill.

1:00.8

And today we're bringing you another best of MKM episode.

1:04.3

I hope you are enjoying your Turkey Day week, Thanksgiving holiday.

1:09.5

This week, we're featuring an interview I did last year

1:12.3

with Lauren and Stephen Keyes. Lauren and Stephen are the popular YouTubers behind Trip of a Lifestyle,

1:19.2

a channel focused on helping people get rich, work less, and travel whenever.

1:23.9

Lauren and Stephen built their net worth to over a million bucks by age 34, and they decided to work less and travel more with that new lifestyle.

1:33.4

This interview was highly viewed on YouTube, so I thought I'd dedicate a whole episode to it.

1:38.3

Without further delay, let's jump into this Best of MKM episode from 2024 with Lauren and Stephen Keyes.

1:46.4

I love talking about increasing your net worth.

1:49.5

This is our barometer for wealth building success.

...

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