Coast FIRE w/ $730k by 36 | Marko Zlatic of Whiteboard Finance (BEST OF MKM)

Marriage Kids and Money: Personal Finance for Families

Andy Hill

Investing, Business, Kids & Family, Parenting

4.9 • 604 Ratings

🗓️ 3 December 2025

⏱️ 21 minutes

🔗️ Recording | iTunes | RSS

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Summary

Have you ever wondered what would change in your life if you finally reached the point where your investments could grow on autopilot even if you stopped contributing? What kind of freedom would that give your family? And what possibilities might open up if you did not have to hustle at 110 percent forever? In today’s episode, Marko Zlatic from Whiteboard Finance shares how he and his wife reached Coast FIRE in their mid-thirties with over $730,000 invested. Marco breaks down the exact moves that got them there, from early investing habits to their simple index fund strategy to building a life that blends ambition with balance. He also opens up about parenting, marriage, culture, and why he believes Coast Fire is the most realistic financial independence path for families. This Best of MKM episode earned more than 40,000 YouTube views when it first aired, and for good reason. It is transparent, motivating, and packed with actionable takeaways for anyone aiming to build wealth while still enjoying life today. CHAPTERS 🎧 0:00 Intro 0:35 Meet Marko Zlatic of Whiteboard Finance 2:09 Coast Fire Five 3:30 Retirement projections 3:58 Current expenses 4:15 How Marko started investing 5:11 When he shifted to index funds 6:20 Money dynamics in marriage 7:52 What is inside Marko’s portfolio 8:31 Pre tax, taxable and Roth strategy 9:42 529s and kids plans 11:35 His take on bonds 12:45 How Coast Fire changed his mindset 14:03 Why Coast Fire is perfect for parents 15:51 Balancing FIRE with living well 17:37 What excites Marko about the next 15 years 19:20 A life philosophy rooted in purpose 20:25 Where to find Marko online RESOURCES 📚 Own Your Timehttps://marriagekidsandmoney.com/book Track Your Net Worth with Empowerhttps://marriagekidsandmoney.com/empower Whiteboard Finance YouTube Channelhttps://www.youtube.com/whiteboardfinance Whiteboard Finance Instagramhttps://www.instagram.com/whiteboardfinance HOW WE MAKE MONEY + DISCLAIMER ⚠️ This show may contain affiliate links or links from our sponsors where we earn a commission, direct payment, or products at no extra cost to you. Opinions are our own. Information shared on this podcast is for entertainment purposes only and should not be considered professional financial advice. Always seek the guidance of a licensed financial professional for your specific situation. Marriage Kids and Money (https://www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by linking to Amazon.com. CREDITS 🎙️ Podcast Artwork: Kayli Johnson Editor: Johnny Sohl Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	God willing, I will be FI within 15 years, hopefully sooner. And that'll allow me to do things that
0:07.0	are more community oriented. So I do coach my girls soccer team. I do like to volunteer at my church.
0:12.6	I like to do things like that. I know that sounds kind of like corny when people say like, I'm just
0:16.6	doing charity, right? I mean, it makes sense to make money, but the more you give, I feel like
0:21.5	the universe just gives back to you. And I really believe in that like karma aspect of life and
0:26.4	just kind of pumping the brakes a little bit.
0:34.4	This show is dedicated to helping you, strengthen your family tree, and live financially free.
0:39.6	Welcome to the Marriage Kids and Money podcast, everybody.
0:41.7	This is Andy Hill.
0:43.0	And today we're bringing you another Best of MKM episode.
0:46.5	I hope you are enjoying your holidays, my friends.
0:49.4	This week we're featuring an interview I did last year with Marco Zlotic.
0:53.2	Marco is the popular YouTuber behind Whiteboard Finance.
0:57.1	I think he's got one million subscribers on there.
1:01.3	Anyway, it's a channel dedicated to actionable content that enables viewers to create financial wealth.
1:09.0	That's what we're all about on this channel.
1:10.7	So Marco is in line with that.
1:13.2	And Marco and his wife achieved Coast Fire in their mid-30s.
1:17.6	They joined me to share this story a year ago, and this one got 40,000 views on YouTube
1:25.3	since we posted it.
1:26.8	So I think it's time for a dedicated podcast episode to my discussion with Marco.
1:31.4	Without further delay, let's jump to this best of MKM episode from 2024 with Marco
	...

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