Hi, Jim Daly here. Today's cultured deeply needs help, but in times like these, the light of Christ can shine even brighter.

So be encouraged to share his light in this broken world. Listen to the refocus with Jim Daly podcast.

Without time limitations, I'll have deep heartfelt discussions with fascinating guests who will encourage you to share God's grace, truth and love.

Check out the podcast at refocuswithjimdaly.com or wherever you get your podcasts.

And that's how we define true financial freedom. Like it's not just about the amount of dollars in your account.

It's not about, you know, whatever, living the four workweek or being financially independent, but it's about having that freedom to be content in Christ regardless of what the bank accounts has.

That's Bob Lottick and he's here with his wife Linda. This is Focus on the Family with your host, Focus President and Adothar Jim Daly. I'm John Fuller.

John Money can be a touchy subject for so many couples. I know from time to time, Gina, I will have our little dialogue.

Is that what it is in your home, the dialogue? Our conflict is called dialogue. You know, not very often, but it does pop up.

But you look at the topics that focus on the family. Here's from people on and certainly finances. It's right up there.

One of the top. Yeah, one of the top. So today we're going to cover that. And I think I just to remind everybody for me, it's how to live a life that's closer to Christ. That's the goal. And money is a big deal.

It's mentioned a lot in the Bible, a lot. And so getting our kind of our emotions and our spirit around this topic of money, how we use it and how we bless others with it is really, really important.

Yeah, we're going to hear a real inspirational and very practical story from Bob and Linda Loddick. Bob is a financial coach and he and Linda shared their best lessons.

They've had over 50 million readers and listeners through their award-winning blog and podcast. Bob has written a book and led to contributed. It's called Simple Money Rich Life,

achieved true financial freedom and designed the life of eternal impact. And we'll encourage you to stop by our website and learn more. The link is in the show notes or call us 800, the letter A in the word family.

Bob and Linda, welcome to focus. Good to have you. We are honored to be here. Thanks for having us Jim. That's so great. Bob, your book starts off with a story about you being stranded. I love that. Everybody's kind of dipping in now going stranded. How do you get stranded?

I mean, it led to this, I guess, revelation about money, how that work. Yeah, so I was about a thousand miles from home at $7 left from my bank account, find myself driving down the road in a small floor to town, car breaks down in which that was kind of my turning point financially because basically I realized I got to get to the bank to get my paycheck and they get to my landlord that rent was due that day.

My paycheck was just enough to cover rent and so if I didn't get it there by 5 p.m. They're going to charge me $50 late fee, which I didn't have. Anyway, all this just kind of comes piling on my head and I realized God, I need your help. And so I remember being in that car grabbing the student wheel tears rolling down my eyes like I don't know how I got here. I don't know why I'm the financial mess that I am, but I need your grace to get out of it. And that was what kick started my financial journey, I guess. Wow, that's pretty dramatic. Now we're in college at this time.

It's actually taking a year off of college at that point. Yeah, that's tough. Yeah, so it was, yeah, it was one of those moments where it was just turnip point moment and sometimes you get to that point where things get bad enough that's like, all right, I'm going to cry out to God.

Finally, I should have done some long time ago, but I'm finally at this point where I'm an aspirin. No, it's true. I don't know why it always revolves around a car. My college experience was similar to my Toyota Corolla broke down in front of my little room. I was renting. I'm going, okay, what do I do now? And I didn't have money to, you know, find a way out.

So it's amazing what the Lord uses to get our attention. Yeah, money management seems like something we should pick up from somebody. Maybe our parents are maybe a course or two while you're in high school or somewhere.

But so often we don't get that opportunity or nobody takes the time to say, well, this is how you handle money.

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