Financial Wisdom Replaces Fear With Peace

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 12 June 2025

⏱️ 120 minutes

🔗️ Recording | iTunes | RSS

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Summary

🔗⁠ ⁠⁠⁠⁠Share the Ramsey 101 Playlist!⁠⁠ Dave Ramsey and Rachel Cruze answer your questions and discuss: "How can I make my money work for me after lending $200,000 to my ex?" "Should I move my family across the country to accept a house that was gifted to us?" "Should I open a business credit card or cash flow my business?" "Should we sell our house to get completely out of debt?" "I'm starting to doubt my plan for a $4.7 million settlement." "Am I liable for my mother's expenses if she has to go into an assisted living facility?" "I'm homeless and have $40,000 in debt, how do I get back on my feet in this situation?" "We are getting a divorce and he wants to split the assets evenly, however I was the one that paid for everything. Is this fair?" "I just got served a lawsuit from my credit card company, how should resolve this?" "How do I navigate the strain of a divided inheritance?" Next Steps: ✅ ⁠Help us make the show better by taking this short survey!⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠send us an email.⁠ 📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠ ✔️ ⁠Help us make the show better. Please take this short survey⁠ 💵 ⁠Start your free budget today. Download the EveryDollar app! 📊 ⁠Free Tools & Resources to Help You With Investing⁠ ❤️‍🩹 Get trusted insurance coverage that fits your budget. Connect with our Sponsors: Stop paying more and start shopping smarter at ⁠ALDI⁠ Get 10% off your first month of⁠ BetterHelp⁠ Go to ⁠Boost Mobile⁠ to switch today! Learn more about⁠ Christian Healthcare Ministries⁠ Get started today with⁠ Churchill Mortgage⁠ Get 20% off when you join ⁠DeleteMe⁠ Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle! Save 15% on your first ⁠Field of Greens⁠ order with code RAMSEY Find top Health Insurance Plans at ⁠Health Trust Financial⁠ To find out more about student loan refinancing, check out⁠ Laurel Road⁠ Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠ Visit⁠ NetSuite⁠ today to learn more Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠ Learn more about ⁠Timothy Plan⁠ Get started with ⁠YRefy⁠ or call 844-2-RAMSEY Visit⁠ Zander Insurance⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠The Ramsey Show Highlights⁠ 🧠 ⁠The Dr. John Delony Show⁠ 🍸 ⁠Smart Money Happy Hour⁠ 💡 ⁠The Rachel Cruze Show⁠ 💰 ⁠George Kamel⁠ 🪑 ⁠Front Row Seat with Ken Coleman⁠ 📈 ⁠EntreLeadership⁠ Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. ⁠Ramsey Solutions Privacy Policy⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:09.2	Live from the headquarters of Ramsey Solutions, it's the Ramsey Show, where we help people build wealth, do work that they love, and create actual amazing relationships.
0:24.0	I'm Dave Ramsey, your host, Rachel Cruz, Ramsey personality, number one bestselling author,
0:29.1	host of the Rachel Cruz show, co-host of Smart Money Happy Hour, and my daughter is my co-host today.
0:34.7	Open phones at AAA 825-5-225. Lisa is in New York. Hi, Lisa. Welcome to the Ramsey
0:42.4	Show. Hi, Dave. What an honor, and I can't even believe I got through. I will make it
0:49.2	quick. I am a divorced, now single woman, was in a relationship with a man for seven years.
0:57.7	He needed to borrow money.
0:59.7	I know how you feel about that, but I did it anyway because I thought we were going for the long haul.
1:04.8	$200,000 later, he lost all the money.
1:08.2	He was doing some crypto something, lost all the money. He was doing some crypto something lost all the money. He has since
1:14.0	ended the relationship. So now I am out $200,000, which was basically the majority of what I had.
1:22.7	I gave the money with my heart so I can say I'm leaving it in God's hands. If I get the money back,
1:27.5	he is making monthly payments, but he's basically just paying me back the interest at this
1:31.6	point. But with the money that I do have left to my name, I'm 55 years old, and I approximately
1:38.7	have $95,000 left to my name. I would like to know how can I make that money work better for me so that I'm not working
1:51.3	forever and ever and ever, which I may have to be, but I want to make sure that I'm doing
1:55.8	the right thing with what I have left.
1:58.4	Wow.
1:59.5	That's a sad story of how we got here.
2:02.9	It is.
2:03.9	It is.
	...

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