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The Ramsey Show

Crisis Doesn’t Wait for You to Get Your Financial Act Together

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.636.7K Ratings

🗓️ 11 June 2025

⏱️ 128 minutes

🧾️ Download transcript

Summary

🔗 ⁠⁠⁠⁠Share the Ramsey 101 Playlist!⁠ Dave Ramsey and George Kamel answer your questions and discuss: "How do I navigate a convoluted family situation with buying my mom a house?" "How can I settle my credit card debt before a court hearing?" "Should I tithe on money that I am pulling out of investments?" "Do I need to save for my fiancée's debt?" "How do I know when it's time to change financial advisors?" "My work colleagues convinced me to spend $800k on real estate. How do I pay this debt off?" "Should I marry my boyfriend who is a broke financial advisor?" "We had a bad experience with our first renter. Should we sell our rental?" Next Steps: ✅ Help us make the show better by taking this short survey! 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.  📈 Are you on track with the Baby Steps? Get a Free Personalized Plan ✔️ Help us make the show better. Please take this short survey 💵 ⁠Start your free budget today. Download the EveryDollar app! 📖 Ready to break free from debt? Grab George Kamel’s Breaking Free From Broke now! 🏠 Get organized and prepared to buy or sell a home 📊 Free Tools & Resources to Help You With Investing Connect with our Sponsors: Stop paying more and start shopping smarter at ALDI Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Save 15% on your first Field of Greens order with code RAMSEY Find top Health Insurance Plans at Health Trust Financial To find out more about student loan refinancing, check out Laurel Road Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more Use promo code RAMSEY for 18% off at The Nokbox Learn more about Timothy Plan Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance for your free instant quote today!  Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Brought to you by the Every Dollar app.

0:07.5

Start budgeting for free today.

0:13.1

Live from the headquarters of Ramsey Solutions, it's the Ramsey Show, where we help people build wealth, do work that they love and create actual amazing

0:26.2

relationships.

0:27.4

George Camel, number one bestselling author, Ramsey Personality, and co-host of Smart Money Happy Hour.

0:33.7

One of the Ramsey Network's YouTube hits, for he's my co-host today open phones here at

0:39.4

triple 885 5225 Sarah's in Los Angeles hi Sarah how are you I'm good how are you Dave better than I

0:47.7

deserve what's up so my husband and I are expecting our first baby in a few months.

0:54.7

Yay!

0:56.0

And yes, thank you.

0:57.5

We are renting in Los Angeles.

1:00.4

And our mother-in-law, his mom currently lives with us.

1:04.7

So I'm just going to preface with that.

1:07.3

My husband's grandma has offered to buy her daughter, so my husband's mother, a house in our name, so that she is not docked by her unpaid debts from the IRS.

1:27.0

And so my question is, is this relationally wise?

1:31.4

I love my mother-in-law.

1:32.7

She's incredible.

1:34.5

And if it is, what do we need to have on paper

1:38.9

to kind of help sort the situation out

1:41.5

where it's not unwise for us later on.

1:51.6

So you're not going to live in the house?

1:52.9

We are.

...

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