Hi there. Thanks for joining. This is Jarmapung's Tuesday night. Plus, I'm Josh. The first Tuesday of each month, we're in person at Grand Street Healing. So if you're in New York or in the area and you'd like to join us. Please feel invited. That's at 105 Grand

Street, Williamsburg, Brooklyn, right by the East River. We're having our Labor Day retreat

at Garrison Institute, all of the information to our website, Dharma Punks with an XNYC, to get links to it.

And if you work in education, you are probably eligible for a scholarship due to the Amera funds.

And also we set costs for the retreat at different levels so that people can attend.

And if you'd like to meditate each morning with Kathy, that's at 8 a.m. Eastern Standard Time.

It's called Daily Pause and the information's on our website.

And finally, if you would like to support my work, I don't charge for anything I do and everything's entirely by donation.

So the Venmo is Darmapunks with an X, NYC, and the PayPal and Patreon buttons are on the website as well.

So tonight I thought I'd talk about financial stress, financial insecurity.

Starting out, financial stress doesn't live just in our bank accounts and in our debt

statements that we have them it over time it seeps into our relationships our

bodies it becomes a kind of a wedge that turns conversations into battlefields. As bills arrive, arguments flare up,

relationships suffer. And even if we're not in a relationship, feelings of shame very often

build up.

Research shows that financial insecurity and stress is a very strong predictor of emotion

dysregulation, just as it is a predictor of relational stress and dissolution.

And it has a way of isolating people.

Because, of course, in a country like ours,

a lot of the ways that people connect are by going out to restaurants

or to drinking establishments.

It can, over time, both the shame and the sheer cost of connecting can be something that

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