Financial Audit’s Most Toxic Guest

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.4 • 894 Ratings

🗓️ 5 May 2025

⏱️ 108 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

▶they just fight fight fight, about gambling and gaming- they are at each others THROATS AGHHH watch post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW* ▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5 Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer ▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay ▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ___________________________________________ ▶EDUCATION: *FINANAL LOW PRICE CHANCE* 1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/ 2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget 3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing 4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula 5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property: https://calebhammer.com/realestate/ 6. Get your own free Hammer Financial Score: https://www.calebhammer.com ___________________________________________ ▶RESOURCES 1. Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. 2. Checking & Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link 3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer 4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 5. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer 6. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 7. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/ 8. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer 9. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 10. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks & ETFs. Terms apply: https://silomarkets.com/caleb All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Say hello to the next generation of Zendesk AI agents, built to deliver resolutions for everyone.
0:05.3	Loved by over 10,000 companies, Zendesk AI agents easily deploy in minutes to resolve 30% of interactions instantly.
0:11.9	That's the Zendesk AI effect. Find out more at Zendesk.com.
0:15.1	To watch episodes of Financial Audit a week earlier, check us out on YouTube.
0:18.5	What is this manipulation that we're talking about?
0:20.3	He took my credit cards away from me. would you do that what would you allow that she
0:25.0	just kept howing me and how to me and how to me since I've gotten pregnant I do use
0:28.4	that as a manipulation I think every weekend prepared to have a fucking kid I
0:33.3	had no idea how bad this was download my budgeting app today and take control of your money once and for all.
0:40.9	And for a limited time only, sign up for the annual version of premium and get my cookbook and notebook signed and mailed directly to you.
0:47.4	Link in the description and pin comment below.
0:50.7	Hi, I'm Jessica. I'm 25.
0:53.1	Hi, I'm Brandon and I'm 26 years old and we live in Quinlan, Texas. And this is Financial Audit. I think he's autistic. He didn't look at the camera while introducing himself. Thanks for coming in, guys. Okay. Well, everyone is these days. Let's start with you. You're in front of me. What do you do for a living in Quinlan? I don't think I've heard of Quinlan personally. I work from home. What's your job? Oh, well, I... Is that your job working from home? Yes. No, I do accounting. Okay, cool. For our credit card department. Gotcha. Okay, credit card department essentially an anonymous company. That works for me.
1:28.9	Okay, what are you making i make uh 24 50 an hour and then we get a yearly bonus
1:35.7	what's the yearly bonus 5% how many hours a week are you working typically uh 40 to 45 okay okay so what hits your account on weekly basis from your paycheck? We're married? Yes. Okay. What hits your account? Uh, biweekly, we get paid and I get about 30, no, sorry, about $1,600 every two weeks. Okay. What about you, my man? What do you do?
2:03.5	Essentially the same thing, same company.
2:05.2	Same jobs and companies?
2:06.2	Working remote?
2:06.9	Yes.
2:10.0	We do have to, it's mostly remote.
2:11.1	We do drive to the office.
2:13.2	I go in on Fridays.
	...

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