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Financial Audit

Financial Audit's Biggest Cuck

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.4894 Ratings

🗓️ 7 May 2025

⏱️ 87 minutes

🧾️ Download transcript

Summary

▶oh... my... F*CK... his new girlfriend is INSANE- we bring her into the post-show and it becomes one of the wildest conversations I've ever had in my life... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW* ▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5 Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78 Go to https://meetfabric.com/CALEB and apply today, risk-free Earn up to $5,000 in Cash Back every year on your Stocks & ETFs: https://www.silomarkets.com/caleb ▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay ▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ___________________________________________ ▶EDUCATION: 1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/ 2. *The best budgeting program online: https://calebhammer.com/budget 3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing 4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula 5. Everything you need for buying your first home to buy your first investment property: https://calebhammer.com/realestate/ 6. Get your own free Hammer Financial Score: https://www.calebhammer.com ___________________________________________ ▶RESOURCES 1. Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. 1. Checking & Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link 2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer 3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer 5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/ 7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer 8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks & ETFs. Terms apply: https://silomarkets.com/caleb All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

Say hello to the next generation of Zendesk AI agents, built to deliver resolutions for everyone.

0:05.3

Loved by over 10,000 companies, Zendesk AI agents easily deploy in minutes to resolve 30% of interactions instantly.

0:11.9

That's the Zendesk AI effect. Find out more at Zendesk.com.

0:15.1

To watch episodes of Financial Audit a week earlier, check us out on YouTube.

0:18.5

I was in a secret relationship for three years so you

0:21.6

were in the secret relationship we were engaged for three years and we spent

0:25.8

three years planning a wedding but she was busy marrying other people what the

0:29.9

fuck are you talking about we weren't ever legally married the total of people

0:34.0

that she was married or engaged to was at least like,

0:37.8

I download my budgeting app today and take control of your money once and for all.

0:43.5

And for a limited time only, sign up for the annual version of premium and get my cookbook and

0:47.8

notebook signed and mailed directly to you.

0:50.0

Link in the description and pin comment below.

0:53.4

Hey, my name is Nate. I'm 25. I live in Houston, Texas, and this is Financial Audit.

0:59.1

Nate, thanks for coming over. What do you do for living in Houston?

1:02.3

I am a OVN at a skilled nursing facility.

1:05.4

What's an OVN? I don't know.

1:06.6

Licensed vocational nurse, so I'm one step below an RN.

1:09.4

Okay, what are we make in that, then?

1:11.4

I make 33 an hour.

1:14.2

Not bad.

1:15.5

How many hours, though?

...

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