You are about to listen to a BBC podcast and I'd like to tell you a bit about what goes into making one.

I'm Sadata Sese, an assistant commissioner of podcasts for BBC Sounds.

I pull a lot of levers to support a diverse range of podcasts on all sorts of subjects,

relationships, identity, comedy, even one that mixes poetry, music and inner city life.

So one day I'll be helping host develop their ideas, the next fact-checking, a feature,

and the next looking at how a podcast connects with its audience, and maybe that's you.

So if you like this podcast, check out some others on BBC Sounds.

BBC Sounds, music, radio, podcasts.

Hello, welcome to this Moneybox podcast.

The government promises higher minimum wages and improved employment rights.

What might its plans mean?

We explain new security measures to protect your mobile phone from being used by thieves to steal your money.

And if you get child benefit for someone aged 16 or more, you will lose it unless you reclaim it by August.

But first, one in five financial advisors who spoke to researchers recently admitted they would turn away a client

who had less than £20,000 to invest. They didn't have enough money to be worth helping.

The research done by the Financial Services Consultancy, the Langcat, found that was just

one obstacle hit by people who needed financial advice but couldn't get it, not knowing where to look

and not trusting the whole process of financial advice were others. And that meant people fell into

what the Lancat called the advice gap, like our listeners, Leslie and Pat.

I'm Pat, I'm 65, rapidly approaching 66 when I can get my state pension. Over the years, I've had

many different pension pots and I've built up some savings, but they're very, very small amounts.

And I'm having real difficulty in finding anybody to give me some advice that I can understand

...