meta_pixel
Tapesearch Logo
Log in
The Rachel Cruze Show

Feeling Financially Stuck? Take This 3-Minute Assessment

The Rachel Cruze Show

Ramsey Network

Self-improvement, Education, Investing, Business

4.8 โ€ข 3.6K Ratings

๐Ÿ—“๏ธ 29 October 2025

โฑ๏ธ 6 minutes

๐Ÿงพ๏ธ Download transcript

Summary

๐Ÿ“ˆ Are you on track with the Baby Steps? Get a free personalized plan. If you're feeling financially stuck, what you need is a personalized plan. In today's episode, I'm going to walk you through how to improve your financial situation in just three minutes. ย  Next Steps: ๐ŸŽฅ Watch my video: Searching for the Right Side Hustle for You? Watch This! ๐Ÿ’ต The simplest way to budget. Download the EveryDollar app for free! ย  Connect With Our Sponsors: Learn more about Christian Healthcare Ministries today! Get 20% off your DeleteMe plan when you join. Go to FAIRWINDS Credit Union for an exclusive account bundle! ย  Explore More From Ramsey Network: ๐ŸŽ™๏ธ The Ramsey Show ๐Ÿธ Smart Money Happy Hour ๐Ÿ’ธ The Ramsey Show Highlights ๐Ÿง  The Dr. John Delony Show ๐Ÿ’ก The Rachel Cruze Show ๐Ÿช‘ Front Row Seat with Ken Coleman ๐Ÿ“ˆ EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

There are so many factors that make up someone's personal finance situation.

0:09.8

I mean, it's everything from your savings, salaries, investments, assets, payments.

0:14.8

It all runs the gamut.

0:15.8

So today, I'm sharing an amazing tool that walks you through all of that so you can know how to start building wealth based on your specific situation and what to do today.

0:26.3

Make sure to like, subscribe, and show this episode with a friend.

0:29.5

All right, we're going to be walking through Ramsey's Get Started Assessment together because if you are familiar with the Ramsey Baby steps or maybe you're completely new to all of this, knowing where you're at in a process is so helpful. And so as Ramsey, we just kept having people come in to our shows and, you know, seeing us on social, like all these different avenues. And they're like, I don't even know where to start. So our team created this. And it's been a really big hit. A lot of people have done it. And it's been so helpful for people to know, okay, this is exactly where I am. So what I'm going to do is a live tutorial of the get started assessment. I'm going to act like him on Baby Step 2 just to kind of give you guys a rundown of what this looks like. So this is where you start winning. You click,

1:16.1

take the assessment, that yellow button right there. You click it. So what matters to me right now?

1:19.3

I'm on babysat, too. I want to pay off dead. I don't want to live paycheck to paycheck.

1:24.7

Right now, these are probably my biggest things. And let's be honest. Let's build some wealth.

1:27.7

Next, what's your marital status?

1:29.3

I'm going to say, I am married.

1:33.5

And when you talk with your spouse about money, how does it usually go?

1:37.3

Let's just say Winston and I don't agree on anything.

1:38.7

Ends up in arguments.

1:40.0

So much conflict.

1:41.7

How many kids do we have under 18?

1:43.7

We're going to stick with the three kiddos. Are you currently

1:44.9

saving for your kids college? Okay. In this situation, I'm going to make it up. Let's say no, but I want to.

1:53.3

When it comes to money, how do you feel? I'm a little worried. I don't like it, and I get frustrated

1:58.4

because I don't feel like we have enough. Oh, I only get to pick one. Am I worried or frustrated?

2:01.9

Let's go frustrated.

2:04.1

How do you handle money most of the time?

...

Please login to see the full transcript.

Disclaimer: The podcast and artwork embedded on this page are from Ramsey Network, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Ramsey Network and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright ยฉ Tapesearch 2026.