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The YNAB Podcast

Fan Fest Reflections: Spendfulness Is About More Than Just Stuff

The YNAB Podcast

YNAB

Consolidation, Total, Budget, Dave, Peace, Money, A, Education, Ynab, Finance, Bankruptcy, Makeover, Fpu, Software, Management, Personal, Need, Ramsey, Financial, University, Debt, Kids & Family, You

4.71.1K Ratings

🗓️ 3 July 2025

⏱️ 5 minutes

🧾️ Download transcript

Summary

Jesse reflects on his interactions with YNAB'ers at the recent Fan Fest in Minneapolis, and how spendfulness manifested in many different ways. One important takeaway for Jesse was that while practicing spendfulness could mean taking a cool international vacation, or buying something fun and interesting (and those are totally valid things to spend money on!), it could also mean having the freedom and peace of mind to take risks and embark on new ventures.

 

Watch The Jesse Mecham Show on YouTube:

https://www.youtube.com/@jessemechamshow

 

Got a question for Jesse? Send him an email:

[email protected]

 

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Transcript

Click on a timestamp to play from that location

0:00.0

Hello, my name is Jesse Meekam with another episode of the Jesse Meekam show and I'm here each week to obsess out loud about spending purposefully, saving aspirationally,

0:21.9

and giving joyfully.

0:25.4

It all comes down to just giving every dollar a job.

0:31.1

As some of you may know, we recently were in Minneapolis and held a little Wynab fan fest.

0:32.4

By little, I mean, kind of big.

0:34.2

At least it was a big deal to me.

0:39.4

And I was thinking about it, just kind of reflecting on the day.

0:41.5

And I had two observations.

0:53.1

One, spendfulness, a lot of the time, does not mean buying some super unique, you know, whatever, whatever gets you going, right?

0:57.3

Woodworking clamp, if you will. um spendful does not mean necessarily saving up for a very elaborate vacation although one one win ever that was

1:02.8

there did talk about how they they travel internationally um at least two weeks at a time

1:09.1

multiple times a year.

1:11.3

That was pretty awesome.

1:12.7

But it doesn't mean that.

1:14.5

The one that struck me was people being able to know what they needed their money to do for them enough where they could roll the dice and take a risk.

1:27.0

Take a job that might be a pay cut at first but has far more upside later on.

1:34.0

Take a job where there's startup risk involved.

1:38.5

Those were the moments where I thought that is also quite spendful.

1:47.7

You are not second guessing. You know what your money needs to do for you and you know what you want to do with your work, your craft, your passion,

1:53.5

your profession. And what a sweet, sweet overlap that's there where your money can be behaving as they say and show you hey you can do

2:05.4

this like you have some runway here you could swing for the fences and really try and make something go

2:10.9

whether it's launching your own services business you know branching out on your own out from

...

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