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Here's your money briefing for Thursday, January 11th.

I'm J. R. Whelan for the Wall Street Journal.

The college financial application process kicked off late last month,

but even though the FAFSA was simplified, students and families are

facing a litany of glitches and delays.

Those students who would have typically known by now, where are they going to go to college and

would have been able to

commit now might have to wait until earlier in the spring to make a definite

decision and have all the pieces that they need. We'll talk to Wall Street Journal

Personal Finance reporter O'An Edadoyan.

After the break. The Samsung Galaxy Buds Effie are the perfect partner for your smartphone.

Stay immersed thanks to active noise cancellation with AI. for your hour after hour with the new wingtip design and easy touch controls that make

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