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The Chris Harder Show

Exciting FRELLO Update: The Pivot We Never Saw Coming!

The Chris Harder Show

Chris Harder

Entrepreneurship, Business

4.91.5K Ratings

🗓️ 28 July 2025

⏱️ 22 minutes

🧾️ Download transcript

Summary

Feel like you're stuck, starting over, or searching for direction? After investing years and millions into our FinTech app Frello, we were shut down by regulators just weeks before launch; no safety net, no backup plan, just six months of pressure, setbacks, and relentless searching for a way forward. It was the hardest season of my entrepreneurial journey. But here's the good news: we found a way. In this episode, I share how we pivoted, what it took to rebuild mentally and physically, and why the business we built next is smarter, stronger, and more aligned. Let this be your reminder that what feels like failure might be the setup for your best chapter yet.

 

HIGHLIGHTS

  • How a random Instagram DM sparked Frello.

  • The lawsuit that forced us to shut everything down (weeks before go-live).

  • A smarter marketplace connecting real estate flippers with hard money lenders.

  • Features we built from insider feedback from top lenders and educators.

  • Why we continued funding Frello out of our own pockets.

  • The rollercoaster metaphor that every entrepreneur needs to hear.

 

RESOURCES

Join the most supportive mastermind on the internet - the Mentor Collective Mastermind!

Make More Sales in the next 90 days - GET THE BLUEPRINT HERE!

Check out upcoming events + Masterminds: chrisharder.me

Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day.

 

FOLLOW

Chris: @chriswharder

Lori: @loriharder

Frello: @frello_app

Transcript

Click on a timestamp to play from that location

0:00.0

I don't have a direction anymore for my company.

0:01.8

I have to find one.

0:03.3

And that became immense pressure.

0:06.1

And so, like any good entrepreneur does, I stepped up to the plate, I dealt with the pressure,

0:11.3

probably could have dealt with it better.

0:12.5

I made a lot of bad decisions in that time, especially health decisions and all that stuff.

0:16.2

But nonetheless, come January, we finally landed on our pivot. We finally found not just an equally good

0:25.0

idea, but a better idea. That still keeps the spirit of people helping ambitious people.

0:33.7

And so here's what the pivot is.

0:38.0

Welcome everybody to the Chris Harder Show, where we are making you unapologetic about your

0:42.7

pursuit of success, knowing that when good people like you make good money, they can then

0:46.7

do great things.

0:48.3

My name is Chris Harder and several times per week.

0:50.5

I will bring you epic guests, solo episodes, and every single tool, trick, and skill set you need to grow your business, grow your money mindset, and to grow your wealth to levels that you have never reached before. I've ended up in a unique place in life where I've got the experience, the connections, and all of the secrets that it takes to be successful. And I'm lifting the curtain to reveal it all to you in an effort to

1:11.8

help put you in a position of abundance so great that you can then be as generous as possible.

1:17.7

So let's lock arms and let's get started.

1:24.0

Hey, everybody, welcome back to the Chris Harder Show where today I am grateful for, all right, all right, I got to say it.

1:31.4

Yesterday I added another vehicle to our car collection, and it is one that has been on our bucket list for a long, long time.

1:41.0

And that feels really good. It feels like an awesome, fun accomplishment. Now, I'm not going to say what it is. I'm not going to get it all of that. But I just wanted to inspire you by saying, hey, when you got something on your bucket list for a long time, keep working at it because it will show up if you keep showing up every single day. And if you're like, why in hell do you start a show with this?

2:01.0

If you're new to the show here, I always start my solo episodes with something I'm grateful for

2:04.6

to remind you to have an attitude of gratitude because it works. It freaking works. I'm telling you,

2:10.2

when you spend more time stopping to take inventory of what you do have going in your favor,

...

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