This episode is presented by eBay.

Rob, everyone loves a deal and a bargain from time to time, don't they? Absolutely, mate. And do you know where you can grab a great deal? Talk to me. Where? The eBay app. Yes, you are correct. You didn't need to talk to me. I already knew it. I love eBay. When you're buying, you can discover loads of hidden gems. there's so many items where you think I would have never found that anywhere else.

Then when you're buying, you can discover loads of hidden gems. There's so many items where you think I would have never found that anywhere else. Then when you're selling, it's so simple and most importantly, free. It's free, Rob. When it's this easy to sell for free and there's great deals on things you love. You can't help but say when it's eBay. It excludes vehicles and business sellers. Hey Sainsbury's, any way you can save

me a few quid on my weekly shop. Well, James, try your nectar prices. Every week in your

nectar app, you can unlock up to 10 personalized discounts on things you love at Sainsbury's. A

Jainsbury's, if you will. Sounds like my kind of place. Get personalized discounts with your nectar prices. That's good food for all of us. Jamesbris. I mean Sainsbury. 18 plus nectar app required. Unlock up to 10 your nectar prices weekly, available in supermarkets online and in locals with smart shop. TNCs apply. Sam, welcome to Lockton, straight from Virginia here today.

Yeah.

And thanks so much for coming.

Well, thank you for having me. You guys got snow last night? We got snow. We had a couple, a few inches, I think. There's snow here. We didn't get it at home. It's 64 degrees at home. Wait, what? Yeah. In Virginia? Yeah, that's why we didn't bring coats or anything because we thought it was, if it's 64 in Virginia, it's probably 54 in Connecticut, but that wasn't true.

Really? I thought Virginia was cold out that way.

It is colder than a lot of other parts of Virginia, but it's warm today.

Yeah, I mean, crazy times where we're down south's getting snow and all these different things.

Yeah, definitely.

I would have figured it would be a lot of snow there.

It doesn't.

It does pretty good in the mountains, but nothing like the north.

Interesting.

Not at all.

So did you grow up in Virginia?

So I did, I grew up in Virginia in the mountains of Virginia and the Blue Ridge Mountains.

It's very, very rural.

The place where I went to college, James Madison University is getting a little bit bigger, but the area itself is pretty rural.

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