Ladies and gentlemen, around the world.

This is giving me to T.K. Kirkland, you listen to the T.K. Kirkland podcast.

Ladies and gentlemen, listen, we've got to get right to it.

It's one of them days.

I'm still celebrating my birthday, getting ready for my two sold-out shows in Pasadena.

But this comes actually coming out on Monday.

My man, Rashon, who's one of the most brilliant insurance agents in the country,

is giving us this time because I'm like 30 minutes late because

I actually did forget I was on the phone handling some business so he didn't have a few minutes

but we're going to we're going to jump right into it so we can get to the people we could

post this and we start again next week and TK there's so much to talk about today in terms of

annuities first I want to thank you everybody we know he's a legend I want to thank you. Everybody, we know he's a legend.

I want to thank him for having me on here.

He's not just an entertainer.

He's also here to empower you, and he's allowing me to do the same thing today.

So I want to thank you.

And today we're just going to break down annuities.

Last week we talked about the time value of money, and we made it clear that money has a value that when used appropriately, it's going to be better off in the future than it is now.

So now that we have that understanding, I just want to talk about nine things.

We'll probably only get through three or four today,

but I'm going to talk to the people about why annuities are one of the most misunderstood

and powerful financial tools available today, no matter what your generation is, whether

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