Episode 322: Traveling The World On A Budget + Paying Off 21K Of Student Loan Debt With Niqua V.
Journey To Launch
Jamila Souffrant
4.9 • 1.7K Ratings
🗓️ 17 May 2023
⏱️ 51 minutes
🧾️ Download transcript
Summary
Niqua, Journeyer and founder of Financially Winning and Traveling With Niqua, joins the Journey to Launch podcast to share how she paid off $21,000 of student loan debt while balancing a full time job and traveling the world.
Her inspiring debt payoff story and her captivating travel experiences earned her recognition in Travel Noire. She's been to over 30 countries and 30 states and helps others travel more with tips, hacks and strategies.
In this episode, you'll learn more about:
- Practical tips on maximizing PTO, remote working, and benefits so you can travel throughout the year
- How Niqua's upbringing influenced her decision to pay off $21,000 of student loan debt
- The best free and cheap travel deals Niqua has scored because of credit card travel hacking
- Traveling tips and tricks: apps to use internationally, reducing phone bills while abroad, travel strategies you may not have thought of + more
Transcript
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| 0:00.0 | And I know for some people, they may seem like, well, it's okay to have certain |
| 0:08.2 | debt. I don't think that having debt is a morality thing or it's bad, but just |
| 0:13.3 | for me personally, I just didn't want to have the student loan debt. So I ended |
| 0:17.5 | up just saying like, okay, after the six-month praise period and after I just paid |
| 0:21.9 | the minimum for the other six months of the year, starting in 2020 would be |
| 0:26.5 | when I would start tackling my student loan debt. |
| 0:31.5 | Welcome to the Journey to Launch Podcast. With your host, Jamila Sufragz, as a |
| 0:36.3 | money expert who rocks her top, she helps braid juniors like you. Get out of debt, |
| 0:41.7 | save, invest, and build real well. Join her on the Journey to Launch to Financial |
| 0:48.2 | Freedom in five, four, three, two, one. |
| 0:57.5 | If you want the episode show notes for this episode, go to journey to launch.com |
| 1:03.1 | or click the description of wherever you're listening to this episode. In the |
| 1:07.2 | show notes, you'll get the transcribed version of the conversation, the links |
| 1:11.9 | that we mentioned, and so much more. Also, whether you are an OG |
| 1:16.3 | journeyer or brand new to the podcast, I've created a free jump start guide to |
| 1:21.1 | help you on your financial freedom journey. It includes the top episodes |
| 1:25.0 | still listen to stages to go through to reach financial freedom, resources, |
| 1:29.0 | and so much more. You can go to journey to launch.com slash jump start to get |
| 1:34.2 | your guide right now. Okay, let's hop into the episode. |
| 1:40.0 | Hey, journeyers, today on the podcast, we have a fellow listener of the |
| 1:44.2 | podcast and journeyer. Her name is Nika. Nika is the founder of |
| 1:48.9 | financially winning and traveling with Nika. She was able to pay off $21,000 |
... |
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