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Good morning everybody and welcome to the best thing that's ever happened to you. I call it the

highlight of civilization because it is. It's just better than anything you were doing anyway.

So if you'd like to take this experience up to levels that I don't know, nobody's ever seen before,

well, all you need is a copper mug or a glass, a tanker or a gel or a sign. I can't eat

in joke or flask, a vessel of any kind. Fill it with your favorite liquid. I like coffee.

Enjoying me now for the unparalleled pleasure of the dopamine to do the thing that makes everything

better. It's called the simultaneous sip that happens now. Go.

Save it. Save it.

Well, let's talk about all the stories. Would you like to talk about banking?

Sorry, I just nodded off there. You know, I was a banker for a number of years. I started my

career as a banker. I thought I'd be a big old banker guy. So I know a little bit about banking,

a little bit. So let's talk about Silicon Valley Bank. So here's something I know

...