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Her money is supported by Fidelity Investments.

Together we're here to empower, educate, and encourage women to start talking about money.

Discover more at fidelity.comcom slash It's Time.

Her money comes to you through PRX. I am

Jean Chatsky and welcome to a very special

podcast of her money. I am coming to you from Nashville, Tennessee. I was invited

down by my friend Dave Ramsey and his daughter Rachel Cruz to talk about some of the work

that they've been doing and I thought what better way to continue this wonderful

conversation that we've started about women and money then to hop on a plane

and spend a little time with Dave. You know, some people are surprised when I tell them that I'm friendly with Dave just like I'm friendly with Ron Leiber

from the New York Times and Lauren Young from Reuters and Liz Weston and Michelle Singletary and other people in the personal

finance space. I think they expect us to be at each other's throats quite frankly and I've always found that and always believed

that there are so many people out there who need help with their money, who need to talk about money,

that everybody needs to find the voice that they feel comfortable listening to.

And one of the biggest, strongest, most steadfast voices in this space for, gosh, 25 years now has been daves.

And so it's a thrill to be here in his studio

with him and his beautiful daughter Rachel.

We've got a wonderful show plan for you all today.

Dave and Rachel and I will be talking about, of course, how to plan for your future.

We'll be talking about steps that you can take if you want to get out of debt and how the baby

steps haven't really changed all that much in the last decade and a half. We're going to get Dave's secret for how he raised such a money smart daughter.

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