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The Money To The Masses Podcast

Ep 530 - Should you switch your fixed energy tariff & pension credit explained

The Money To The Masses Podcast

Damien Fahy

Self-improvement, Education

4.8589 Ratings

🗓️ 7 December 2025

⏱️ 26 minutes

🧾️ Download transcript

Summary

This week, Damien and Andy explain why now might be a good time to fix your energy tariff. Even those already on a fixed-rate tariff may now be able to get a better deal without paying an exit fee. They then explain how over 900,000 pensioners could boost their retirement income by claiming an overlooked benefit.


Check out this week's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcast article⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ on the Money to the Masses website to see the full list of resources from this week's show.


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Transcript

Click on a timestamp to play from that location

0:00.0

Hello and welcome to episode 530 of the Money to the Massius podcast with your resident expert as always Damien Faye and me, Andy Leakes, Damien, welcome back.

0:08.7

I won't ask how you doing because I kind of know how you're doing, but at least you can update the listeners.

0:12.8

Well, I'm struggling a little bit. You'll be able to tell from my voice that I've succumbed to the colds that are going around.

0:20.4

So this week, actually, I've been out and about. colds that are going around. So this week actually, I've been out

0:22.8

and about. I went to the Excel Centre in London and presented our The Money app, so the back end,

0:30.4

which businesses can use to have AI solutions for their customers. So they can provide reliable

0:36.1

AI powered guidance to their customers

0:39.3

and also use it as a triage service maybe for their own employees to help customers on the

0:43.9

phone with their financial problems. So I was at a show with a stand showing off our

0:50.5

backend that we've built in the business to business solution, which is obviously incredibly

0:54.9

exciting. So if you're somebody who listens to the podcast and you have a business that might

1:00.1

want or need to have a reliable AI solution that is fact-checked, that is constantly being

1:07.9

updated, that limits and mitigates the risks of hallucination.

1:13.1

And it's the one thing in the finance world.

1:14.6

They're all scared of is what will AI do?

1:17.1

Well, we've built a system that can control it.

1:19.0

And that's done via dump money and the back end that we've built.

1:22.4

So I could go into it all day, but I spent Tuesday and Wednesday this week doing just that at the Excel Centre in London.

1:29.2

And funny enough, I said there might be some listeners out there who may work in the world of finance

1:34.2

or even fintech. And I was at the show and someone came up to me and recognised me. I wasn't there

1:40.3

as Money to the masses. I was there under the money.aI brand and they recognized me

1:45.9

and come up and said they'd been a long time listener since the pandemic and thanked me for the help

...

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