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So I think we have two different kinds of anxieties.

There's this short-term financial anxiety, which is very rational and very mathematical.

And also the volatility of the market makes people really worried about the immediate and medium-term future.

Then there's less like longer-term anxiety that people are feeling.

And this isn't happening just among lower-income folks.

I mean, this is people who are middle-income, who are upper-middle income, who are still

feeling this squeeze of health care having gone up so much, education and housing and

child care.

So I have good news and bad news.

The bad news is it is as hard as it feels.

But the good news is there are things we can do about it.

Hey, everyone.

Welcome to Her Money.

I'm Gene Chatsky.

And here is a stat that stopped me in my tracks.

A new Gallup poll found that 67% of Americans say they are more afraid of running out of money than they

are of dying. Dying. That's up 10 percentage points from just a year ago. And in the same poll,

55% of Americans say their financial situation is getting worse. That's a higher percentage than during COVID, higher even than during the Great Recession.

And so if you are feeling like your money anxiety is at an all-time high lately,

...