Ep 520 - Best ways to earn cashback & The dangers of financial freedom
The Money To The Masses Podcast
Damien Fahy
4.8 • 589 Ratings
🗓️ 21 September 2025
⏱️ 44 minutes
🧾️ Download transcript
Summary
In this week’s episode, Andy reveals the best bank accounts for earning cashback, gives an overview of the top cashback credit cards, and highlights the best apps to boost your everyday spending.
Next, Damien discusses the hidden dangers of financial freedom, including how to recognise when money turns from a tool into a source of anxiety. Finally, Damien shares some practical tips to help you use money to build genuine freedom - not another prison.
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
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Links referred to in the podcast:
- Latest interest rate predictions
- Best bank account switching offers
- MTTM Podcast Episode 488 - Easy way Damien made £1k in a year
- TopCashback - Get £15 cashback when you spend £15*
- Jam Doughnut - Get a £5 first-time purchase bonus*
- Sign Up To The MTTM Weekly Newsletter
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Transcript
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| 0:00.0 | Hello and welcome to episode 520 of the Money to the Massies podcast with your resident expert as always |
| 0:06.0 | Damien Faye and me Andy Licks, Damien. Welcome back. How you doing? I'm good Andy and thank you to those people |
| 0:11.9 | who have been leaving comments on our YouTube channel and Spotify. If you're listening to this, |
| 0:17.7 | pause it, go and leave a comment, even it's just a thumbs up |
| 0:22.1 | on our YouTube version of this podcast or our Spotify version of this podcast, and we'll |
| 0:26.8 | reply. |
| 0:27.5 | It helps with our algorithm and the promotion of the podcast. |
| 0:31.2 | So please do go and engage. |
| 0:33.2 | The other thing I'd say, Andy, it's been a really busy week because there's been quite a lot of |
| 0:37.7 | news that's come out. So the first thing I just want to mention is the Bank of England base rate. |
| 0:41.9 | So that was kept at 4%. In recent weeks, there had been speculation that we might see a cut. |
| 0:49.0 | But what's happened is that inflation has proved stickier and it remains elevated. And of course, we've got the |
| 0:57.3 | uncertainty around the budget that's coming at the end of November. So there could be certain things |
| 1:04.3 | that got, well, certainly economic impacts for the UK, but it could also be inflationary impacts |
| 1:09.2 | with regard to what's announced in that budget. |
| 1:11.8 | So at the moment, there's definitely a wait-and-see approach to what's going on with the economy |
| 1:17.8 | from the Bank of England. |
| 1:19.1 | Now, I just want to point out people will be thinking, what does that mean for the base rate going |
| 1:24.5 | forward? |
| 1:24.9 | Will we see more interest rate cuts? |
| 1:26.4 | Now, the market is predicting at the |
| 1:28.4 | moment that we probably won't get another cut before the year is out we might get one more interest |
... |
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