Ep 519 - A guide to long-term asset funds & Trusts explained
The Money To The Masses Podcast
Damien Fahy
4.8 • 589 Ratings
🗓️ 14 September 2025
⏱️ 26 minutes
🧾️ Download transcript
Summary
On this week's podcast, Damien takes a look at Long-Term Asset Funds (LTAFs). With the news that Hargreaves Lansdown will allow retail investors to access these types of funds from next week, he explains how they work and why investors should remain cautious. Next, he provides an overview of trusts, explaining how they can be used effectively before highlighting the potential pitfalls.
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Transcript
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| 0:00.0 | Hello and welcome to episode 519 of the Money to the Masses podcast with your resident expert. As |
| 0:05.4 | always, Damien, and me, Andy Link. Damien, welcome back. How are you doing? I'm pretty chuffed, |
| 0:10.8 | Andy, because people are really starting to engage with the podcast on Spotify and YouTube leaving comments. |
| 0:17.9 | So that is a real positive and it's really uplifting for me and |
| 0:21.6 | Andy to get that kind of feedback. And if you do reply to us or write to us on Spotify or |
| 0:27.2 | YouTube, then we do write back. So even if you listen to this podcast and you go on to Spotify |
| 0:32.7 | and leave just a thumbs up, then that is incredibly motivating to us and we'll go on there and we will reply. |
| 0:39.7 | So for those of you who have engaged, thank you. Those who haven't, there's plenty of time. |
| 0:44.5 | Also, don't forget to leave a review on your podcast app of choice if you're not watching this via |
| 0:50.5 | Spotify or YouTube. So I might as well just jump straight on to telling everybody what's on this week's show. |
| 0:56.7 | We've gone back to our new style of two pieces. |
| 0:59.7 | Now, we've had a recent spate of podcast where we had this new way of doing it. |
| 1:04.2 | And then we started to do investment specials and a junior ISO special. |
| 1:08.6 | But we're going back to the two pieces. |
| 1:14.2 | And the first piece is inspired by some communication that went out by Hargreys landsdown and he received the communication as did |
| 1:19.3 | many Hargreys landsdown customers and it's in relation to a new investment opportunity called |
| 1:25.3 | the long-term asset fund or an LTAF. Now I want to go through and |
| 1:30.8 | explain what that is, how it works and the potential pros and cons. So that is once been inspired |
| 1:37.9 | by something in the news. The second piece on the podcast this week is also inspired by recent |
| 1:44.0 | events and it's going to be about trust so we don't |
| 1:47.4 | talk about trusts very often on this show but we're going to do a high level overview of trust |
| 1:52.8 | in particular we're going to look at some of the drawbacks and pitfalls and it's those drawbacks |
... |
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