Ep 515: Stability Over Stress: Building A Retirement Plan For Uncertain Times
HerMoney with Jean Chatzky
Jean Chatzky Her Money
4.7 • 1.5K Ratings
🗓️ 18 February 2026
⏱️ 40 minutes
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| 0:31.6 | The world moves fast. Your workday? Even faster. Pitching products, drafting reports, |
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| 0:39.6 | copilot is your AI assistant for work, built into Word, Excel, PowerPoint, and other Microsoft 365 |
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| 0:56.3 | Learn more at Microsoft.com slash M365 copilot. So if someone came to us and said, hey, I'm 62, I want to |
| 1:05.2 | retire, I want to claim benefits, I don't want to wait. But I understand there's a benefit if I can |
| 1:10.0 | delay claiming, a professional could say, look, you've got some assets in your 401K. Let's buy a five or eight year fixed annuity. Very easy to price. They're very short term. We can simulate your age 62 benefits. So you'd start getting an annuity, which is protected. That would then give you money every month until you turn 67 or 70, then that |
| 1:29.0 | annuit turns off and you claim to Social Security, then that higher monthly benefit, |
| 1:33.5 | which is then inflation protected for the rest of your life. |
| 1:37.9 | Hey, everybody. |
| 1:38.8 | Thanks so much for joining me today on Her Money. |
| 1:41.1 | I'm Gene Chatsky. |
| 1:42.9 | If you have read economic headlines recently and thought, |
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