Ep 511 - Buy or Rent (Which is best?), Make money from Credit Cards & Holiday Scam Warning
The Money To The Masses Podcast
Damien Fahy
4.8 • 589 Ratings
🗓️ 6 July 2025
⏱️ 41 minutes
🧾️ Download transcript
Summary
In this week's podcast, Damien reveals whether Renting or Buying a property is best using his own purpose-built calculator. Next, he discusses two ways you can make money from your credit card. Finally, Andy reveals the details of a widespread holiday scam, explaining how to avoid becoming a victim.
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show
(00:00) - Money to the Masses Podcast Episode 511
(02:58) - Renting vs Buying - Which is best?
(04:34) - Analysing Real-World Scenarios with our own purpose-built calculator
(09:09) - Market Dynamics: The Impact of Timing on Buying
(13:47) - The Financial Landscape of Home Buying
(17:22) - Understanding Leverage in Property Investment
(20:35) - The Wealthy Investor's Dilemma - Should you buy or rent?
(23:12) - The Future of Property Investment
(24:38) - Making Money with Credit Cards
(27:15) - Exploring 0% Purchase Credit Cards and Stoozing
(31:35) - Latest Holiday fraud warning
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Links referred to in the podcast:
- Rent vs Buy Calculator will be available for download soon
- Best Mortgage Rates in the UK
- Rathbones Research - Is the Golden Age of property investment over?
- Compare the Best Cashback Credit Cards
- Compare the Best 0% Purchase Credit Cards
- What is 'Stoozing' - How to make money from your Credit Card
- Subscribe to our Newsletter
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Transcript
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| 0:00.0 | Hello and welcome to episode 511 of the Money to the Masses podcast with your resident expert, |
| 0:05.1 | as always, Damien Faye and me, Andy Leeks. Damien, welcome back. How are you doing? |
| 0:09.1 | I'm in buoyant mood, Andy, actually, on our social channels. We always mention at the end of the show |
| 0:15.2 | about socials, so I wanted to do it a bit earlier in the show. Please do follow us on all our |
| 0:19.8 | socials. And what's been great |
| 0:21.6 | is some of the bits we've been taken from the podcast and turning into videos. So the recent |
| 0:26.5 | pieces that we've done on premium bonds, growing your wealth or where you actually stack up and |
| 0:31.4 | why the first 100K is important have done very well on YouTube and attracting more and more followers and subscribers. |
| 0:39.5 | So please, if you listen to the show, do go over there and subscribe to the channel because |
| 0:44.3 | we do put out other content, not just clips from the podcast and all of those. |
| 0:48.7 | We're always doing new content on all of our channels and on threads, for example, |
| 0:53.2 | a lot of written content that I do |
| 0:54.7 | and explain things, quizzes. So do go over there, but I'm really buoyant about how well that's |
| 1:00.0 | doing now. So hopefully, there are a whole bunch of people who are on YouTube and Spotify, |
| 1:05.2 | who are listening, watching this for the first time. So if that is you, then welcome to the show. |
| 1:12.0 | Now, I'm going to lead on with what's going to be on the show this week, because it's quite a nice link to that, actually. |
| 1:15.7 | So the last few pieces that we've done that have been incredibly popular have been |
| 1:20.5 | crunching numbers around certain topics. And we're going to do one today. And it's renting |
| 1:25.4 | versus buying. So when does renting work out better than buying a property or when does buying a property work out better than renting if you are a first time buyer? It's a question that we're often asked. And there's been lots on social media that I've seen that are trying to suggest things like renting is definitely better and people have been led to |
| 1:45.8 | believe that buying a property is the best thing to do but it's all been a grand lie. |
| 1:50.8 | So what I want to do is dispel some of the myths around buying a property but also to show you |
| 1:57.5 | some of the details and the nuances of how it works. There's a lot of factors that go |
... |
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