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Hey everyone, I'm Gene Chatsky. Thank you so much for joining us today on her money, where today we are talking about all things related to the fire movement.

Fire is the acronym for financial independence, retire early for the

uninitiated. The movement is huge. It has a lot of devotees. It also has some detractors. In a nutshell,

fire says, live below your means, invest as much as possible as early as possible so that

compound interest can work its magic and give you a life where you don't have to work if you

don't want to work you can retire early if you. You could do work that is more along the lines

of things that you enjoy. But many fire folks, they take things to the extreme. Sometimes they save

half their income. Sometimes they live a very austere life so that they can

bulk up their savings as quickly as possible, arguably missing out on the occasional fun that

life has to offer. But the deeper that you dive into the movement, you realize not everybody is

taking that path. There are countless ways to get there that don't

involve living off rice and beans for a decade. The fire movement itself, it's nothing new.

It's been around since 1992, but it has gained significant ground in the last decade, particularly

as younger generations save more for retirement earlier than previous

generations did. My guest today, Shung Savedra, achieved fire at age 32, and she is not afraid

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