meta_pixel
Tapesearch Logo
Log in
HerMoney with Jean Chatzky

Ep 446: Stop Overpaying For Health Insurance: Expert Tips For Choosing The Right Plan

HerMoney with Jean Chatzky

Jean Chatzky Her Money

Investing, Entrepreneurship, Business

4.8 • 1.3K Ratings

🗓️ 23 October 2024

⏱️ 44 minutes

🧾️ Download transcript

Summary

It’s that time of the year again: yes, it’s spooky season, but it’s also time for open enrollment. This year, it’s absolutely essential that we do a thorough review of all our health insurance options, and make sure we’re choosing the best plan for us — without paying a penny more than necessary. Sabrina Corlette, research professor, founder, and co-director of the Center on Health Insurance Reforms (CHIR) at Georgetown University shares the mistakes she wants you to avoid when choosing a healthcare plan this year.  Chapters: 00:00 Introduction 04:00 What’s New For 2025 Open Enrollment  10:00 Evaluating Plan Options 22:00 Shopping Around For Healthcare 24:00 HSAs vs FSAs 29:00 Mailbag Question 1: Can I open an HSA outside of my employer?  33:00 Mailbag Question 2: I’m coming up against hefty healthcare costs, how do I pay for them without draining my emergency fund?  Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount.  Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here. The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Please contact [email protected] if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

You're listening to an airwave media podcast.

0:04.0

Are you on track for the retirement you want?

0:08.0

An election year is a great time to pause and review your progress toward your retirement goals.

0:14.3

Schedule a complementary retirement review with an Edelman Financial Engines wealth planner

0:19.5

and they'll also give you a financial plan made just for you.

0:23.4

See if you're on track to meet your goals

0:25.3

and what opportunities you might be missing.

0:28.3

To get started, go to planee.com.

0:31.4

This offer expires October 25th, so don't miss out. Schedule yours today.

0:37.0

Holiday shopping starts early. How early?

0:40.2

48% of people start their shopping in August, September, or October.

0:46.0

And if you're listening to her money, you already know how to shop smart

0:50.0

and that the best deals can happen anytime, not just on Black Friday or Cyber

0:55.8

Monday. No matter what you're buying ahead of this holiday season, IBATA can help.

1:00.9

IBATA is a free app that lets you earn cash back every time you shop on hundreds of items from

1:07.3

groceries to toys to tech. The average I-Bada user earns $256 per year.

1:15.0

So what are you waiting for?

1:16.8

Right now I-Bata is offering our listeners $5 just for trying I-Bata by using the code her money when you register.

1:26.0

Just go to the App Store or Google Play Store and download the free Ibata app to start earning cash back, use code her money. That's I Bada, I B O T T A, in the Google Play or

1:38.9

App Store and use code her money.

1:48.0

Hey everyone, I'm Jean Chatsky. Thank you so much for joining me today on her money.

1:51.0

It's that time of year again. Yep. Spooky season. It's pumpkin spice

...

Please login to see the full transcript.

Disclaimer: The podcast and artwork embedded on this page are from Jean Chatzky Her Money, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Jean Chatzky Her Money and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright © Tapesearch 2025.