Ep 442: Find Your Financial Safe Space

HerMoney with Jean Chatzky

Jean Chatzky Her Money

Investing, Entrepreneurship, Business

4.8 • 1.3K Ratings

🗓️ 25 September 2024

⏱️ 59 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Money is SO personal, and no matter how prepared you think you are to meet your money goals, there are many factors that can throw a wrench into your carefully designed plans. There’s perhaps no greater hurdle to overcome than being part of a community that is historically diminished in conversations about money. Ellyce Fulmore, a queer ADHD money coach and neurodivergent content creator, joins us to talk about the social and personal identities that make you who you are — and how they shape the way we manage our money. Chapters: 00:00 Introduction 03:13 Understanding ADHD and Neurodivergence in Money Management 22:37 The Five Account System 30:11 Visual Reminders and Progress Trackers 35:11 Creating a Mental Health Sinking Fund 39:48 Navigating Money Conversations in Relationships 40:00 Transition to Mailbag 41:00 Mailbag Question 1: How do I close a credit card without harming my credit? 49:00 Mailbag Question 2: Should I change my retirement money goals if I’m part of an underrepresented community? Take the MoneyType quiz here and listen to our MoneyType episode for a deep dive here. Learn more about our Finance Fixx program here and join our next pre-retiree session starting October 7th. Use code PODCAST for a $100 discount. Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here. The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney. Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. Please contact [email protected] if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	You're listening to an airwave media podcast.
0:06.0	Her money is proudly sponsored by Edelman Financial Engines.
0:10.0	When you think about your financial plans, are you diversified?
0:14.3	After the year we had in 2022, it is a really good question.
0:20.7	Is it time you rebalanced or made other adjustments? Help make sure your
0:25.0	investing strategy is right for you. Visit plan EFE.com slash Hermani to
0:30.6	schedule your complementary wealth checkup.
0:35.0	I am so passionate about data protection online,
0:38.0	and let's be honest, so worried that I recently released an episode all about it. I also dedicated a session of our
0:46.4	investing fix investing club for women for the topic. That's because data breaches
0:52.1	are happening all the time.
0:53.8	They are unfortunately becoming more and more common,
0:57.3	and protecting your data means protecting your money.
1:01.4	While I use social media a lot for work and I do share a lot online, I also try to keep my personal
1:08.8	life private and my personal social media account locked. That's because every day your personal information is being
1:16.4	sold or published online without you even knowing about it. But the good news is that you have the right to protect your privacy and request that data brokers delete the information they hold about you.
1:28.0	The bad news is, it would take you years to do it manually,
1:32.7	and you'd need to repeat the process every few months
1:35.4	because these data brokers just continue collecting your data
1:38.4	and creating new records.
1:40.5	It is so frustrating.
1:42.2	That's where Incogni comes in.
	...

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