Yes, yes, welcome in to another edition of the Tim McCurnan Show live on

podcast from the Home Loan Expert. that's no reflection of you I want to make that crystal clear it's it's more about

me and I just feel like I'm embarrassing myself every time we do this it's

it's in it's and we went three we both went three and three last week we both lost

our locks which means I still

have not won a lock since Missouri played Yukon and I took the under but it's it's an exercise

and embarrassment every time we do this I know no one is listening, no one

should be listening for God's sake for my advice and and therefore this is

just it's torturous because if we weren't doing the podcast I would

simply post these on Facebook maybe a few hundred people would read it and I

could go on but now this is it's a it's a traditional Friday embarrassment.

Well, you know, I am 38 years old and uh... my math isn't strong enough to give you a

38 times 52, but I've been a weekly embarrassment for 38 years and I'm kind of

used to it it's you know I'm still hovering above 500 which you know

records here 50 or 59 and 57 which really isn't bad I mean the the

bad is me in the in the 53 and 63 is bad I say the same damn thing every week we can just put this on the loop.

It's the locks that's I mean to five and twelve. Holy shit! Five and 12!

I mean that's just unreal.

I know, I mean I love two bowl games this year.

One was Missouri, so there you go on that, perfect, and then the one that will be my lock, and I'll increase time spent listening by waiting until we give our locks.

But I have zero confidence I have zero confidence so I don't know I

don't know we'll see and then now you know here this week we're picking some

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