The Harmony Podcast is supported by Edelman Financial Engines. Edelman knows that wealth isn't just about money.

It's about everything money enables you to do, so how do you build wealth?

Join me and award-winning journalist Soledado Brian for a new show.

Every day wealth presented by Edelman Financial Engines.

Visit everydaywealth.com slash her money to learn more.

Hey everyone, I'm Jean Chatsky. Welcome to a very, very special episode of the Harmony Podcast.

As you just heard, her money has a new sponsor and we could not think of a better moment to introduce you to them than on our 300th episode in our very first episode of the new year.

Edelman Financial Engines, for those of you who are not familiar, was founded on the belief that all investors, not just the wealthy, deserve access to personal, comprehensive financial planning and investment advice.

And today, their America's top independent financial planning and investment advisory firm, they have more than 150 offices and more than 1.3 million clients around the country.

And not only have Edelman and I teamed up for the podcast, as you just heard, we will be working together as part of a new weekly radio show called Everyday Wealth, which I'll be hosting alongside my friends, Soledad O'Brien, who I have known for, let's just say, a minute.

Each week, she and I are going to dive into the current events and the financials impacting your wallets. We'll be joined by Edelman planners and other experts to talk about how you can build wealth, how you can take control of your financial potential.

Our first episode launched this week. It's available in 75 markets across the country, including New York, Boston, Chicago, Los Angeles, and it's also available wherever you get your podcasts. And if I sound like I'm excited, it's because I'm really excited.

And speaking of podcasts, we have an anniversary to celebrate. Yes, it's our first episode of 2022, but it also happens to be number 300 in this amazing her money journey that we've all been on since 2016.

And today, more than anything else, I want our listeners to know that this episode goes out to all of you. We literally could not have reached this milestone without all of you tuning in every single week.

You are the reason for everything we produce at Hermione.com, our Hermione newsletters, and here on the podcast. And in keeping with that, when Catherine and I began to discuss what kind of a show we might want to do for this important episode, the answer was immediately clear to us. We wanted you.

We wanted to do a special mailbag edition where you are listeners could call in and ask me your questions directly. And so that's what we've done. In the next few minutes, you'll hear me talking to four very special Hermione listeners who wanted to bring their mailbag questions to life in their own voices here with us today.

I can't wait to dive in, but let me just say I really liked this. I had so much fun doing this. I want to do it again and again. And so if you want to get live with me and Catherine, please, when you send us your mailbag questions, just let us know. Hey, I want to be on the air with you. And we are going to do our very best to make that happen.

Our first listener joining us today. I'm so excited about this, by the way. Our first listener is Megan. Megan, welcome. Where are you calling from?

Thank you. I am in Oklahoma City. Jean, I love it. I have been to Oklahoma City, although not for quite some time, because I haven't been anywhere for quite some time.

You should try it again. It's improved a lot. Oh, I'm glad. Well, let me know what's going on in your life and how I can help.

Yeah, thank you, Jean. So I wrote my question down because there are just so many moving parts. So bear with me as I outline this for you. Yeah, that's totally fine.

So I am 36. My husband is 39. And even though I'm a personal finance nerd myself, we have found ourselves in a circumstance that we could really use some advice on.

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