You're listening to an airwave media podcast.

Her money is brought to you by Fidelity Investments.

Fidelity is committed to helping clients through any market conditions with financial

planning and advice when you need it most. Learn more at fidelity.com.

Her money comes to you through PRX.

Hey everybody,

Hey everybody it's Jean Chatsky. Thank you so much for joining me today on her

money during a week during a month where nothing seems normal and when everything feels uncertain.

The COVID crisis has left millions of us unsure what's happening with our jobs and our incomes, our children's

education, our loved ones health, our 401k's, our portfolios. I could go on, but all of this makes us unsettled and in need of answers.

And I gotta say, I'm looking for somebody who can tell me more than we just don't know. Or at least if that is the answer, then how to handle

we just don't know. I think it's particularly important during these times to

recognize what you can't control versus what you can control and focus on the latter.

And I know that today's guest agrees with me on that.

Carl Richards is joining me from London where he is living with his family these days.

He is a certified financial planner. You read his napkin sketches in the New York Times and online. He runs Behavior Gap.com and he's the author of two books, the one-page

financial plan and the behavior gap.

Carl, welcome, nice to see you.

Gene, thank you.

How are you?

You know, I'm okay.

I'm okay.

...