Welcome everyone. This is episode six of a new Wineab podcast series,

death stories, real people, beating debt and winning financially.

Today's story is a testament to the power of budgeting, and how, no matter how responsible you might

already be with your money, what a difference a budget can make. We're about to meet

Sydney. She stays home with the boys and her husband is an accountant.

We were always fine. We always had enough to cover our needs and put a little bit away.

We didn't really have to think about it too much. I did try to budget before Winev, but mostly to me it just

ended up being that I tried not to spend any money at all. And just like any diet that's too restrictive when the frustration becomes too overwhelming,

when it really just gets to you, well...

I would sort of binge, binge,

Binge, Binge.

Sydney says she'd notice something like her clothes were old and falling apart,

so she'd go on an $800 shopping spree.

It wasn't very planned out. It didn't work super well.

So not bad. They were getting by and even saving a little. But when Sydney's husband lost his job, things started to turn.

Almost a year and a half, we were just kind of living off of savings and then, you know, we

still had all of our expenses it came to September of 2016 and got another job

It was kind of like we just hadn't been paying attention at all

It's like we knew that things weren't really good, we didn't really want to look.

We were about $15,000 in credit card debt.

So that was like really depressing.

A $15,000 credit card bill plus interest is no joke. But considering that they'd gone for more than a year and a half without

...