EFR 816: Why Everyone Needs Health Insurance, How to Pick the Best Insurance Plan for Any Budget, and Ways to Maximize Healthcare Benefits Regardless of Employment Status with Dr. Darrell Gray
Ever Forward Radio with Chase Chewning
Chase Chewning
5 • 927 Ratings
🗓️ 26 June 2024
⏱️ 64 minutes
🧾️ Download transcript
Summary
This episode is brought to you by Anthem Blue Cross Blue Shield's MyHealthBenefitFinder.com
What if understanding the full spectrum of your health insurance could change your life? Join us for an eye-opening conversation into the world of health care and insurance with Dr. Darrell Gray II, MD. Dr. Gray shares invaluable insights on the necessity of health literacy, the critical role of primary care providers, and the importance of preventive measures that can potentially save your life. Through personal anecdotes, he illustrates the unpredictable nature of health issues and the importance of being prepared with the right health coverage.
Navigating the complex world of healthcare benefits can be daunting, but Dr. Gray breaks it down with practical advice and tools like Anthem's MyHealthBenefitFinder.com. We explore common misconceptions about insurance coverage, and Dr. Gray emphasizes how knowing the specifics of your plan can significantly impact your healthcare experience. From lactation support and low to no-cost medications to transportation assistance, understanding these benefits can lead to better health outcomes. We also discuss the evolving healthcare system's efforts to reduce barriers and stigma, ensuring broader access to necessary care.
For those self-employed or in between jobs, this episode offers crucial information on affordable health insurance options and subsidies provided by the Affordable Care Act. Dr. Gray also touches on the mental health impacts of grief, the rising awareness of mental health and substance use disorders post-pandemic, and how insurance can support access to mental health providers and addiction treatment. Tune in to empower yourself and your loved ones with the knowledge to maximize your health benefits and prioritize your well-being.
Follow Darrell @dmgraymd
Follow Chase @chase_chewning
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In this episode we discuss…
(01:00) Navigating Healthcare Benefits for Optimal Health
(06:27) How to Access Healthcare Benefits
(16:28) Exploring Healthcare Benefits to Maximize Personal Use
(22:24) Understanding the Importance of Health Insurance for Everyone
(36:08) How to Leverage Benefits in Employment
(42:06) Preventative Measures and What to Look For in Insurance Options for Wellness
(47:02) Improving Access to Make Sure You Get to Keep Using Your Benefits
(59:54) Empowering Others and Building Healthy, More Educated Communities
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Episode resources:
- Learn more at MyHealthBenefitFinder.com
- Watch and subscribe on YouTube
Transcript
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| 0:00.0 | The following is an operation podcast production. |
| 0:03.2 | And this is coming from someone who practice as a physician. |
| 0:05.7 | If you're not having that meaningful connection, don't give up on medicine. |
| 0:10.0 | There's still so many people who don't understand the importance of having health insurance, |
| 0:16.3 | having a primary care provider who knows you, and so to try to not only prevent illness, |
| 0:22.0 | but to keep you well. And and also if you run into a crisis or |
| 0:25.4 | catastrophe you know exactly who you can call but even before getting there how do you |
| 0:29.9 | navigate the benefit space whether you're employed or unemployed, whether you're high income or low income. |
| 0:36.6 | And so there's certainly a need for greater literacy, but what's critically important is that there's an option for everyone and everyone can |
| 0:45.2 | have an affordable option too for your listeners who are getting the labs who are doing |
| 0:49.6 | exercise we have the Fitbed who have the Apple watch and they're doing all the right things to try to stay fit yes yes and and also have insurance and have a health care provider who knows you and can work with you and walk with you to even optimize even further. |
| 1:03.4 | You have access to so many different things, including sometimes even low to no cost medication. |
| 1:09.7 | I'm Dr. Darrell Gray the second and this is Everford Radio. |
| 1:14.0 | Today's episode is brought to you by my health benefitfinder.com. |
| 1:18.0 | This easy to navigate free website allows you to find coverage and benefits. |
| 1:25.0 | Simply answer a few quick questions to learn which benefits you may qualify for today. |
| 1:30.4 | This could include health insurance and other benefits like food, child care, and even housing. |
| 1:35.8 | Learn more in the show notes today under episode Resources, |
| 1:39.2 | but again that's My Health Benefit Finder.com. |
| 1:43.0 | Hey friends, welcome back to Everford Radio. |
| 1:44.0 | I am so glad you were here with me today |
| 1:55.6 | because not only is this an episode where I get to kind of go back in time a little |
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