Are you receiving tax credits? If so, this message is for you.

Tax credits are coming to an end and most people will be asked to apply for

universal credits instead. The Department for Work and Pensions is writing to Tax Credit claimants.

You won't be moved automatically, so look out for your letter explaining what you'll need to do and by when.

And there's also lots of support to help you make the move.

Get ready for your Universal Credit Switchover.

Search Understanding Universal Credit today.

Eligibility criteria apply. You're listening to tracks to relax.

Never listen to this guided meditation while driving

or doing anything that requires your attention. This guided sleep meditation I call, crypto dreams come true. In this guided sleep meditation you'll be imagining or fantasizing that

your crypto investments have finally paid off.

After years of being patient and waiting,

the crypto market has finally taken off.

An adoption into the mainstream has taken place.

And whatever crypto you own or have or wish to fantasize you have is now worth millions of dollars, providing you with complete and total financial freedom. So just take a moment to close your eyes and begin to relax. As you've visualized

visualize or imagine that you've just checked your crypto portfolio online and realize that your investments have soared beyond your expectations.

You now have enough money to do whatever you wish, to relocate to a new place, and live the life of your dreams.

So take a nice deep breath in.

That's right. And as you exhale at your own time and pace, release any tension in your body as you let go of any thoughts that would keep you awake.

Just feel yourself sinking down

into the surface that supports your body as you relax. And now use your imagination to imagine yourself in a new place,

wherever you wish to be. In this place meets your dreams of being crypto-friendly.

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