Don't Make Big Changes, People!

The YNAB Podcast

YNAB

Consolidation, Total, Budget, Dave, Peace, Money, A, Education, Ynab, Finance, Bankruptcy, Makeover, Fpu, Software, Management, Personal, Need, Ramsey, Financial, University, Debt, Kids & Family, You

4.7 • 1.1K Ratings

🗓️ 2 January 2023

⏱️ 3 minutes

🔗️ Recording | iTunes | RSS

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Summary

Happy New Year! We hope 2023 is a fruitful and productive year, financially and otherwise, for everyone. It's that time of year again, the time for resolutions, big goals, and new plans. Jesse urges you to pump the brakes, however, and DO NOT make big changes to your budget. Not right now. Just iterate on what you've been doing, and try to do a little bit better than last year.

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Transcript

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0:00.0	Hello, why never is my name is Jesse Meakum with another episode of The Why Net Podcast
0:09.3	where we teach you four rules to help you stop paying to paycheck, get out of debt,
0:12.5	and save more money.
0:15.1	Happy new year.
0:16.3	You survived.
0:17.5	You did it.
0:18.5	I really hope whatever was not cool about 2022 doesn't repeat itself in 23.
0:24.6	But I also know that wife keeps going on and we're at the start of a new year and I
0:29.2	love new years.
0:31.2	I love starting things fresh.
0:32.6	I love thinking about some outrageous goal that I would like to do, like trying to learn
0:37.9	Japanese that one year.
0:39.4	I last had six months, which is five months longer than I probably should have tried,
0:44.4	but grit and all that.
0:48.1	When it comes to your money and the temptation to revamp everything, I would ask you at
0:55.3	the beginning of this year to resist.
0:59.0	A couple of rules, if it's working for you, even if you aren't using YNAB, you're not
1:02.6	a subscriber.
1:03.6	You don't even know what I'm talking about, who I am, why are you here?
1:07.5	But all those things, if you're hitting your goals, then you don't need to change your
1:14.4	thing.
1:15.4	If you're content, you're good.
	...

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