Welcome to the Jill on Money Show.

It's Monday, September 5th.

It's Labor Day.

I hope you're not laboring too much.

I know that we are not because we are pre-recording so many of these late August early

September shows.

So let's get to it.

Let's go talk to Joe from California.

So here's my question.

I had my annual catch-up with my financial advisor and always going fine till we get to the

end and as sort of a one more thing before you leave, he asked me if I want to think about

taking out a whole life insurance policy from my nine-year-old son, which on the surface

didn't initially sit with me right and I asked him why and he said, you know, to sort of

force some more savings and I said, well, then why not just put it into a brokerage account

and he started to play at the heartstrings and tell a tale of how I could leave money

from my son and go on and on and on.

Anyway, I just, I left there thinking.

He said to yourself, uh, oh, wow, let's find out about you and then we'll trash your

advisor.

I mean, talk about your advisor.

So how old are you, Joe?

I'm 40.

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