Do I Need a Perfect Credit Score? #287
How to Money
iHeartPodcasts
4.6 • 3.2K Ratings
🗓️ 2 December 2020
⏱️ 45 minutes
🧾️ Download transcript
Summary
Everyone knows that it’s good to have a high credit score- it’s true, but what is high enough? It can be tempting to spend an inordinate amount of time in pursuit of the perfect score, but we’re here to let you know that it’s a waste of time and energy. You’ll find that chasing after the elusive 850 will likely leave you feeling disillusioned, IF you even achieve it. There’s no pot of gold at the end of that rainbow! Yet, our credit scores impact a lot of different areas of our lives. They truly are important and they deserve our attention! So during this episode we talk about what we feel is a healthy credit score, where to track your score for free, as well as some actionable tips in order to raise it. Just don’t get sucked into the trap of thinking you need a perfect credit score.
During this episode we both enjoyed a Nuclear Seahorse by Booneshine Brewing - thanks for donating this one to the show Christopher! And as we’ve ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!
Best friends out!
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Transcript
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| 0:00.0 | In 1967, Joseph Stalin's only daughter, |
| 0:03.5 | flees Russia for her new home, America. |
| 0:06.6 | Hello, everybody. |
| 0:08.1 | I am very happy to be here. |
| 0:11.0 | That story alone is worthy of a podcast, |
| 0:13.7 | but Spedlana's Spedlana is about what comes next, |
| 0:17.0 | and it's the craziest story I've ever heard. |
| 0:20.0 | It has KGB agents, a Frank Lloyd Wright commune, |
| 0:23.1 | weird sex stuff, three Olga's two Spedlana's |
| 0:26.0 | and one neurotic gay playwright. |
| 0:27.8 | That's me. |
| 0:28.6 | Listen to Spedlana's Spedlana on the iHeart Radio app, |
| 0:32.2 | Apple Podcasts, or wherever you get your podcasts. |
| 0:37.7 | When my daughter ran off to hop trains, |
| 0:39.4 | I was terrified I'd never see her again, |
| 0:41.6 | so I followed her into the train yard. |
| 0:45.4 | This is what it sounds like inside the box-top. |
| 0:48.6 | And into the city of the rails. |
| 0:51.1 | There I found a surprising world, |
| 0:52.8 | so brutal and beautiful that it changed me, |
| 0:56.2 | but the rails do that to everyone. |
| 0:58.0 | There is another world out there, |
... |
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