Ask HTM - Putting Down Less than 20 Percent on a Home, Swapping a Used Car for a Used Truck, and Investing Beyond a 401k #286
How to Money
iHeartPodcasts
4.6 • 3.2K Ratings
🗓️ 30 November 2020
⏱️ 49 minutes
🧾️ Download transcript
Summary
We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!
1 - Is it OK to put down less than 20% on a home if we can avoid PMI?
2 - Where else should I invest if I’m already maxing out my 401k?
3 - Are there investment platforms that non-US citizens can use to invest in the stock market?
4 - Will my teacher’s pension be enough when I retire at 53?
5 - Should we swap out our Hyundai for a pickup truck?
During this episode we both enjoyed a Photon Sphere by Olde Hickory Brewing - thanks for donating this one to the show Christopher! And as we’ve ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!
Best friends out!
Learn more about your ad-choices at https://www.iheartpodcastnetwork.com
See omnystudio.com/listener for privacy information.
Transcript
Click on a timestamp to play from that location
| 0:00.0 | What's up? This is Ryan Hollins 10 year NBA vet and current analyst for the Houston Rockets. |
| 0:04.9 | And I've got a new podcast called NBA Rookie Life, given you weekly news, analysis, |
| 0:09.7 | and an inside look into the 2022 draft class. This rookie class is really so bad. |
| 0:15.6 | Each week, I'll be breaking down the best rookie performances, as well as getting behind the |
| 0:20.4 | scene stories and welcome to the league moments that make NBA Rookie Life so crazy. |
| 0:26.1 | Listen to NBA Rookie Life with Ryan Hollins on the I Heart Radio app, Apple Podcasts, |
| 0:31.8 | or wherever you get your podcast. |
| 0:36.8 | When my daughter ran off to hop trains, I was terrified I'd never see her again, |
| 0:40.8 | so I followed her into the train yard. |
| 0:47.6 | And into the city of the rails, there I found a surprising world so brutal and beautiful |
| 0:53.2 | that it changed me, but the rails do that to everyone. |
| 0:57.1 | There is another world out there, and if you want to play with the devil, |
| 1:00.8 | you're gonna find them there in the rail yard. |
| 1:02.8 | I'm Danielle Morton, come with me to find out what waits for us in the city of the rails. |
| 1:07.6 | Listen to city of the rails on the I Heart Radio app, Apple Podcasts, or wherever you get your |
| 1:12.2 | podcast, or cityoftherails.com. |
| 1:15.6 | In 1967, Joseph Stalin's only daughter, |
| 1:19.2 | flees Russia for her new home, America. |
| 1:26.5 | That story alone is worthy of a podcast, but Spedlana Spedlana is about what comes next, |
| 1:32.6 | and it's the craziest story I've ever heard. |
| 1:35.5 | It has KGB agents, a Frank Lloyd Wright commune, weird sex stuff, |
| 1:39.9 | three Olga's two Spedlana's, and one neurotic gay playwright. |
... |
Please login to see the full transcript.
Disclaimer: The podcast and artwork embedded on this page are from iHeartPodcasts, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of iHeartPodcasts and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2026.