Disability Insurance for Physicians: Interview with Stephanie Pearson
EM Clerkship
Zack Olson, MD ; Mike Estephan, MD ; Maddie Watts, MD
4.9 • 816 Ratings
🗓️ 27 February 2026
⏱️ 36 minutes
🧾️ Download transcript
Summary
Hear about the importance of own occupation disability insurance for physicians with none other than the expert herself – Stephanie Pearson from Pearson Ravitz!
Transcript
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| 0:00.0 | Hello, students. My name is Mike Estefan, and I thank you for joining me today on the EM Clerkship Podcast. |
| 0:08.4 | On today's episode, we have a very special guest joining us. |
| 0:13.1 | Stephanie Pearson, the CEO of Pearson Rabbits, is here with me today to talk about disability insurance. |
| 0:19.6 | Now, I know what you're probably thinking, and I'll |
| 0:22.4 | just say it out loud right now. Our goal today is not necessarily to bring business to Pearson |
| 0:28.0 | Rabbits. This is not an advertisement. The whole purpose of this episode is just to help educate |
| 0:33.6 | up-and-coming physicians on the importance of disability insurance, and what better way to do so by having Stephanie share her own personal story. |
| 0:44.3 | So without further ado, I'd like to introduce Stephanie Pearson of Pearson Rapids. |
| 0:49.3 | Hi guys, I am Stephanie Pearson. I am an OBGYN by training. Unfortunately, I sustained a career-ending injury |
| 1:00.7 | during a difficult patient delivery, and I learned a lot the hard way about disability insurance. |
| 1:07.7 | Stephanie, why don't you tell us the story from start to finish? |
| 1:11.6 | I've heard the story in bits and pieces. |
| 1:14.6 | I myself haven't heard all the details. |
| 1:16.6 | I've shared bits and pieces with our listeners, but I don't think there is a better way to teach |
| 1:22.6 | about the importance of having disability insurance before something bad happens to you than to have an |
| 1:29.5 | experience like this yourself? Yes. So I was called down to the labor floor to do a |
| 1:36.0 | precipitous delivery and I walked in. She's actually one of my favorite patients. I had delivered |
| 1:43.6 | three of her babies, which doesn't happen |
| 1:46.3 | very often. Baby number four should have just fallen out. My six-year-old at the time should have |
| 1:54.3 | been able to do that delivery with a little help. Instead, she was complete. It was too late to get an epid epidural she wouldn't sit still enough for me to give |
| 2:04.8 | her a pudendal she was actually climbing up the back of the bed and you may have experienced that |
| 2:11.9 | before on rotations it is in fact called labor not a walk in park. And I had six nurses in the room helping me to keep her in position. |
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