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EM Clerkship

Disability Insurance for Physicians: Interview with Stephanie Pearson

EM Clerkship

Zack Olson, MD ; Mike Estephan, MD ; Maddie Watts, MD

Health & Fitness, Science, Education, Medicine, Life Sciences

4.9816 Ratings

🗓️ 27 February 2026

⏱️ 36 minutes

🧾️ Download transcript

Summary

Hear about the importance of own occupation disability insurance for physicians with none other than the expert herself – Stephanie Pearson from Pearson Ravitz!

Transcript

Click on a timestamp to play from that location

0:00.0

Hello, students. My name is Mike Estefan, and I thank you for joining me today on the EM Clerkship Podcast.

0:08.4

On today's episode, we have a very special guest joining us.

0:13.1

Stephanie Pearson, the CEO of Pearson Rabbits, is here with me today to talk about disability insurance.

0:19.6

Now, I know what you're probably thinking, and I'll

0:22.4

just say it out loud right now. Our goal today is not necessarily to bring business to Pearson

0:28.0

Rabbits. This is not an advertisement. The whole purpose of this episode is just to help educate

0:33.6

up-and-coming physicians on the importance of disability insurance, and what better way to do so by having Stephanie share her own personal story.

0:44.3

So without further ado, I'd like to introduce Stephanie Pearson of Pearson Rapids.

0:49.3

Hi guys, I am Stephanie Pearson. I am an OBGYN by training. Unfortunately, I sustained a career-ending injury

1:00.7

during a difficult patient delivery, and I learned a lot the hard way about disability insurance.

1:07.7

Stephanie, why don't you tell us the story from start to finish?

1:11.6

I've heard the story in bits and pieces.

1:14.6

I myself haven't heard all the details.

1:16.6

I've shared bits and pieces with our listeners, but I don't think there is a better way to teach

1:22.6

about the importance of having disability insurance before something bad happens to you than to have an

1:29.5

experience like this yourself? Yes. So I was called down to the labor floor to do a

1:36.0

precipitous delivery and I walked in. She's actually one of my favorite patients. I had delivered

1:43.6

three of her babies, which doesn't happen

1:46.3

very often. Baby number four should have just fallen out. My six-year-old at the time should have

1:54.3

been able to do that delivery with a little help. Instead, she was complete. It was too late to get an epid epidural she wouldn't sit still enough for me to give

2:04.8

her a pudendal she was actually climbing up the back of the bed and you may have experienced that

2:11.9

before on rotations it is in fact called labor not a walk in park. And I had six nurses in the room helping me to keep her in position.

...

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