Deep Dive on Bank of America Credit Cards (Up to 5.25% Cash Back)
All the Hacks: Money, Points & Life
Chris Hutchins
4.7 • 1.4K Ratings
🗓️ 24 September 2025
⏱️ 68 minutes
🔗️ Recording | iTunes | RSS
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| 0:00.0 | You might not think of Bank of America as a top player in the credit card reward space, and two years ago, I didn't either. But since then, we've gone from zero Bank of America cards in our household to five, and we're using them all the time. They might have the best cashback card out there right now. And when it comes to Ernie Miles, the refreshed Alaska, or now at most cards, are really compelling. So today, I want to break down the full card lineup at B-O-A and go deep on the entire ecosystem. |
| 0:26.1 | If you're new here, I'm Chris Hutchins. |
| 0:27.8 | If you enjoy this episode and you want to keep upgrading your money, points in life, |
| 0:31.6 | click follow or subscribe. |
| 0:34.7 | Before we get into it, one of my new favorite credit cards for 2025, the Mesa Homeowners Card, |
| 0:40.5 | currently has a limited time sign-up bonus of 50,000 points. |
| 0:44.7 | Now, I love this card because we earn 1x points on our mortgage payments without even having |
| 0:49.8 | to use the card to make those payments. |
| 0:51.9 | They just reward you for having a mortgage. |
| 0:54.1 | It also gets |
| 0:55.2 | three X points on insurance, taxes, daycare, utilities, and home improvement. All for no annual |
| 1:01.4 | fee. Oh, and these points are also transferable to a bunch of airlines and hotel programs. |
| 1:07.5 | Sadly, when I got the card, there was only a 5,000 point bonus, so I'm a bit jealous that if you |
| 1:12.1 | apply before the end of September, you're eligible for a 50,000 point bonus, which you can get |
| 1:17.5 | with my code, Chris 50, when you apply by the end of the month, 930 at all the hacks.com |
| 1:23.6 | slash mesa or search for mesa in the app store. |
| 1:27.3 | Okay, back to the show. I'm excited to continue this |
| 1:30.9 | issue or deep dive series with Bank of America because there's so much to get excited about. |
| 1:35.2 | I learned on a call yesterday that I've been a Bank of America customer for 28 years. |
| 1:39.3 | I actually think they issued me my first credit card, though it definitely didn't earn points. |
| 1:43.3 | I closed it plenty of years |
| 1:45.0 | ago, and I haven't done anything with them until recently we opened up our first and now all the |
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