BBC Sounds, Music, Radio Podcasts.

Hello, I've just nipped in before your BBC podcast starts to tell you all about

You're Dead to Me. We're the comedy podcast that takes history seriously. Also from the BBC

and presented by me, Greg Jenner. I should have told you that at the beginning. Sorry.

Anyway, like many other BBC podcasts, such as Desert Island Discs, Evil Genius, or In Our Time, your dead to me is available first on BBC Sounds,

a whole month earlier than anywhere else, in fact. So if you can't wait another day to hear

the very latest in history and loads of other good stuff, then listen first on BBC Sounds.

This is a Thinking Aloud podcast from the BBC, and for more details and much, much more about

thinking aloud, go to our website at BBC.co.com.com.

Hello. I must have been a very precocious or very silly 13-year-old when I became so upset by the

manner in which my bank had charged me interest on my modest overdraft, so upset that I

raced round to the local branch of Barclays and demanded to see the manager.

Well, in those days, bank managers enjoyed rather lavish personal office,

and after I delivered my complaints, how can you expect me to pay off my debt when you keep adding to it?

I still recall how my manager lent back in his large, comfortable chair, and told me in a memorable phrase, Mr Taylor,

Barclays Bank is not a Robin Hood organisation. Nowadays, when, apart from an apparently

never reducing mortgage, I seem relatively, relatively free of debt. The story is brought to me by my first guest today,

lead me into a world where indebtedness is not only an occasional hazard,

but a daily preoccupation.

And that guest is Ryan Davy,

who's lecturer in social sciences at Cardiff University,

and author of The Personal Life of Debt, Coercion, Subjectivity and

...