Dave Kammerer: He's #1 In Volume And Here's How
Loan Officer Freedom
Carl White
4.9 • 753 Ratings
🗓️ 31 December 2025
⏱️ 50 minutes
🧾️ Download transcript
Summary
Episode 611
Schedule a one on one free coaching call, click here or visit LoanOfficerStrategyCall.com.
Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White.
In this episode, Carl sits down with Dave Kammerer, the number one producer in volume at Summit Funding, to unpack how he consistently leads a massive branch while still producing at an elite level himself. Dave shares what it really looks like to be a producing branch manager, why most people misunderstand that role, and how he intentionally built his personal production to run efficiently so he could also coach, lead, and grow others.
Dave breaks down his philosophy around time blocking, calendar control, and being highly impactful in short conversations, whether that is with loan officers, referral partners, or clients. He explains how focusing on what you can control eliminates noise, sharpens decision making, and allows you to scale both production and leadership without burning out.
You will also hear exactly where his business comes from, including how roughly half of his volume is driven by past clients and database relationships, how he stays top of mind through simple systems and client events, and why genuine curiosity about people is one of the most powerful business development tools loan officers overlook.
If you want to learn how a true leader balances production, coaching, and legacy building while staying competitive and fulfilled, this conversation with Dave Kammerer delivers a masterclass in efficient growth, servant leadership, and long term success in the mortgage business.
Transcript
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| 0:00.0 | Dave Camer. How you doing, brother? I'm doing great, Carl. Thank you. |
| 0:10.5 | Getting past your agent and actually getting to speak to you was quite an ordeal. |
| 0:15.3 | So you got you got it going on, man. Right. Well, you know, Dick Van Dyck retired and that agent needed somebody |
| 0:22.2 | the next up. Where you live, man? So I reside in Eugene, Oregon most of the time, and I spend |
| 0:29.3 | a little bit of time in Scottsdale, Paradise Valley, part of Arizona. Are you a snowbird? |
| 0:35.2 | You know, a lot of people use that term. It's funny. |
| 0:40.9 | I wouldn't call myself a snowbird because sometimes I'm there in August. |
| 0:43.7 | And that's a great time to be in Oregon. |
| 0:46.0 | My wife, Sherry, loves the heat. |
| 0:52.5 | So I've hung out in Arizona once 115 degrees wishing I was in Oregon when it was 85 and sunny. |
| 0:55.1 | So do you reside part of the year? |
| 0:57.0 | Yeah, our residence is in Oregon. |
| 1:02.0 | And I mostly travel to Arizona, spent a couple weeks there. |
| 1:03.5 | I'm licensed there. |
| 1:05.4 | I'm developing business there as well. |
| 1:09.3 | And I've got some realtor partners there and some other business partners. |
| 1:11.9 | And I just enjoy that part of the country. Arizona is a really neat state. So there's some neat things about it. I can go really |
| 1:17.8 | deep on this if you don't mind. I'll tell you a quick story. When I was 20, well, actually when I was |
| 1:24.8 | 19, I was struggling to be a good student. |
| 1:28.2 | My father was a professor at the university, and he kind of asked it as my ad hoc undergraduate advisor, and he says, you know what? |
| 1:36.3 | You probably need to take some time out from school and go do something else. |
| 1:40.0 | And I ended up working in the Grand Canyon, Arizona, on the South Rim for a company called Amfac, |
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