This is an IHeart podcast.

Welcome to How to Money.

I'm Joel.

And today we're talking about cutting taxes and retiring sooner with Cody Garrett. Okay, so Benjamin Franklin knew how to deliver a line. One of the best ones ever.

He said, in this world, nothing is certain except death and taxes.

But the other certain thing about taxes is that we all have the ability to change our tax rates by the actions we take.

So my guest today, Cody Garrett, he has thoroughly internalized that reality.

He is an advice-only CFP at Measure Twice Financial, who specializes in helping folks make a comprehensive financial plan.

And that includes the role taxes play in your ability to meet your goals.

So his new book helps folks plan intentionally around a giant expense we all face.

The name of that book is tax planning to and through early retirement. So Cody, thank you so much

for joining me on the show today. Thank you so much, Joel. It's always an honor. Yeah, glad to have you here. First question I got to ask you, what do you like to sport on? I like craft beer. Matt, my sometimes co-host, most of the time co-host, Matt loves craft beer too. We spend wildly sometimes on craft beer. what is that sports for you oh gosh if somebody gave me uh you know somebody gave me money that i had to

spend i'm not like to do you know if somebody gave me money that i had to spend i'm not loves craft beer too we spend wildly sometimes on craft beer what is that sports for you

oh gosh if somebody gave me uh you know somebody gave me money that i had to spend i'm not

allowed to save invest or give it away uh i would say it would be i'm really focused right now in

like physical and mental health i know it's a it's definitely a trend right now but um something

i'm really considering is having a mentor in every part of my life.

So that's my physical health, mental health, spiritual practice, and also, you know, relationships.

So, you know, right now I go to a therapist every week.

I'm really big into like breaking down the stigma around mental health.

So I believe like, you know, everybody can benefit from therapy counseling. So really thinking about my next splurge would be hiring an accountability partner for exercise. Okay. For the physical health, I've got the mental health part, you know, quote unquote covered, but I'm thinking about really splurging on. I already have the garage gym. I did the thing where I bought all the stuff on Amazon and so forth. So I've got the garage gym, but it's hard, it's hard to keep myself accountable. So I want somebody who kind of, you know, gives me a program, but also like helps me follow through along the way. So that will be my future splurge along with my previous slurge, actually buying all the, all the heavy metal stuff in my garage. Well, I love that you're, I think sometimes in the world of personal finance, especially the further along you get into it,

the more you nerd out. You can go down the rabbit hole too far and maybe not be willing to part

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