Ask HTM - Gifting $ to Other’s Kids, Most Affordable Protein, & Snagging the 529 State Deduction #1036
How to Money
iHeartPodcasts
4.6 • 3.2K Ratings
🗓️ 15 September 2025
⏱️ 52 minutes
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Summary
Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!
1 - Health spending and protein: what are the best ways to invest in health and get affordable protein?
2 - VA vs. conventional Loan: which mortgage option makes more sense?
3 - 529 accounts: how do I ensure that I’m getting the best investment options AND the state tax benefit?
4 - Insurance rate hikes: are rising home and auto premiums normal, or time to shop around?
5 - Gifting 529 funds: keep for education, cash out, or roll it into a Roth?
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Transcript
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| 0:00.0 | This is an IHeart podcast. |
| 0:28.4 | Welcome to How to Money. I'm Joel. I am Matt. Today we're going to answer your listener questions. Okay. I'm gonna Yeah, we are. |
| 0:31.2 | We've got listener questions to get to indeed, my friend. |
| 0:34.1 | We're going to talk about the best way to give some money to some kids. |
| 0:36.6 | These are kids, even if they're, like, not even your own kids. |
| 0:55.8 | The best way to give them money. You just handing out money in the streets to all the children's? You, uh, you like St. Nick, but early. You stuff it in like a little stuffed animal and hand it to him. It's a surprise later. Uh, no, we're going to talk about that. We'll talk about, uh, oh, we'll kind of like venture into some health bro territory, perhaps. A listener's asking about affordable protein protein he's looking to get yoked on the cheap so we'll share at least our our personal experience with that and 529 accounts |
| 1:04.5 | we'll talk about paying for for education not just higher ed but uh there's some other options out |
| 1:09.4 | there for folks we'll get to those plus a couple more. |
| 1:12.4 | More flexible, 529 accounts, which is a good thing. More flex. Yeah, so parents have more choice over what they do with that money. |
| 1:19.4 | We're talking all about flexing today. Hey, real quick, maybe let's take a moment to hate, not say hate, maybe to throw a little shade towards a company that we are not big fans of. And that company would be Uber. And not because. I've used Uber. I love. I'm glad they exist. Not because of the fact that they can pick you up in a pinch, take you somewhere, take you to the airport. We are still a one car family. So I've got the |
| 1:44.8 | Lyft and the Uber app ready to go right there on my phone, man. Always check them both because |
| 1:49.8 | the price disparity can be significant. Of course. But specifically, dude, I want to call out Uber |
| 1:54.0 | Eats. And have you seen this? So I saw this on streaming. We watched a movie with the kids over the |
| 2:00.3 | weekend. And there is this with the kids over the weekend. |
| 2:15.3 | And there is this Uber Eats ad advertisement on TV with Michael Serra. You know the one I'm talking about? It's interesting that you say Sarah. Is it Sarah or Sarah? Michael Sarah? Michael Serra. I don't know. Okay. I say it like the wine. So he's a guy. if you liked the show Arrested Development, he was young George Michael |
| 2:17.2 | in that show. |
| 2:18.3 | Also, classic character. |
| 2:19.5 | Also, Super Bad. |
| 2:21.2 | June my sirrah if you liked the show arrested development he was young george michael in that show also |
| 2:18.6 | classic character also super bad um juno i feel like was that that was like that was like his oh |
| 2:24.1 | original michael sarah anyway you know who we're talking about like he's the awkward self-conscious |
| 2:29.6 | character not a like he's like 16 even though he's probably 35. It's probably like |
... |
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