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The Ramsey Show

Cut Up Those Credit Cards so You Can Actually Chase Freedom!

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 โ€ข 38.5K Ratings

๐Ÿ—“๏ธ 23 August 2024

โฑ๏ธ 84 minutes

๐Ÿงพ๏ธ Download transcript

Summary

๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app. Ken Coleman & Jade Warshaw answer your questions and discuss: "How do I stop living paycheck-to-paycheck?" "How do I deal with financial fears?" "Should we sell our car to pay off debt?" "My dad was a victim of a romance scam" Support Our Sponsors: MamaBear Legal Forms: mamabearlegalforms.com and use promo code RAMSEY to save 20% The Wellness Company: urgentcarekit.com/ramsey for 15% off medical emergency kit BetterHelp: betterhelp.com/Delony to get 10% off your first month Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today. NetSuite: Free KPI checklist, visit netsuite.com/Ramsey Next Steps ๐Ÿ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ๐Ÿ  Find a Ramsey Trusted Real Estate Agent ๐Ÿ“ˆ For help with investing, get connected with a SmartVestor Pro. ๐Ÿ’ต Start your free budget today. Download the EveryDollar app! ๐Ÿ’ธEnter The Ramsey Cash Giveaway for a chance to win $10,000! ๐Ÿ“š Shop the $12 Sale to get life-changing tools to help you make real progress! (including the NEW 2025 Ramsey Goal Planner) Listen to more from Ramsey Network ๐ŸŽ™๏ธ The Ramsey Show ๐Ÿง  The Dr. John Delony Show ๐Ÿธ Smart Money Happy Hour ๐Ÿ’ก The Rachel Cruze Show ๐Ÿ’ธ The Ramsey Show Highlights ๐Ÿ’ฐ George Kamel ๐Ÿ’ผ The Ken Coleman Show ๐Ÿ“ˆ EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0

The Welcome America. You have joined the conversation here on the Ramsey show,

0:19.0

conversation about you, your life specifically. Your money, your work, and your relationships are the topics of the day. I'm

0:26.8

Ken Coleman. Jade Warsaw joins me and we're ready to go for you. Here's how you jump in. Triple 8 825. 5 225. Triple 8 825. 5 225 is the phone number. I've got a little

0:40.2

extra juice today because after the show we're rocketing out of here.

0:45.3

Stacy and I to go see our son play his first Friday night football game

0:49.2

of the season. It's football time in Tennessee. It's football time in America. Some of you don't like

0:53.5

football you can care less and I don't care that you can care less. But I got a

0:58.2

little extra juice because that means that fall is in the air and so I may tackle

1:02.4

somebody in the lobby today. I don't know I'm just

1:04.2

gonna warn you all I might just get too fired up and tackle somebody we'll see what

1:08.2

happens that's inappropriate can you ready to go yes I'm yeah of course I'm kidding

1:12.2

look at if I tackled anybody, I'd break. I'd break. Not a big fella. Not a big fella. All right, let's go to Newark, New Jersey, is where we're going to join Kat. Cat, how can we help today?

1:24.7

Hi guys, thank you so much for taking my call.

1:26.9

You bet.

1:27.5

How can we help you?

1:29.7

So I'm a 25-year-old nurse.

1:31.5

I've been a nurse for about three years in New Jersey and I'm in

1:34.1

grad school part time. Every time I get to baby step one I end up using it to pay off my

1:39.7

credit card bills for the month and even though I make a good salary I'm chronically

1:43.2

overspending and living paycheck to pay check and my debt is minimal so I feel like I'm

1:47.4

missing a huge opportunity to spend so I'm hoping for some advice to break that

1:51.6

cycle all right well I'm going to turn you over to the budget Queen herself, but I'm just curious, what is your income?

...

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