Current Trends and Insights in the Credit Markets
Wealthy Way
Ryan Pineda
4.9 • 2.2K Ratings
🗓️ 26 August 2024
⏱️ 13 minutes
🧾️ Download transcript
Summary
Get the latest on the shifts and trends shaping the credit markets today. Stay informed and ahead of the curve.
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About Ryan Pineda:
Ryan Pineda has been in the real estate industry since 2010 and has invested in over $100,000,000 of real estate. He has completed over 700 flips and wholesales, and he owns over 650 rental units. As an entrepreneur, he has founded seven different businesses that have generated 7-8 figures of revenue.
Ryan has amassed over 2 million followers on social media and has generated over 1 billion views online. Starting as a minor league baseball player making less than $2,000 a month, Ryan is now worth over $100 million. He shares his experiences in building wealth and believes that anyone can change their life with real estate investing.
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Transcript
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| 0:00.0 | A lot of people don't know, you've helped over 3,000 people get $100 million funded in credit. |
| 0:05.6 | So I want to just talk about the updates in the market. |
| 0:08.8 | What's going on in the credit markets today? |
| 0:10.8 | Oh, that's such a great question. |
| 0:12.2 | Yeah, and yeah, since I've last been here, yeah, we have helped a lot more people. |
| 0:16.7 | It's great to be back. |
| 0:17.7 | Thanks for having me back on. |
| 0:19.4 | So the credit market is obviously pretty interesting times right now with all the different things happening |
| 0:24.8 | with inflation and interest rates and just politics in general is just a lot of stuff happening. We recently saw that Wells Fargo actually reopened a 0% card. |
| 0:38.0 | Some banks have been tightening up because there's been all these zero percent interest credit stacking businesses popping up everywhere. |
| 0:46.0 | Like yours. Like mine. Yeah, so yeah, it's been pretty interesting because you got a lot of people offering the service now, |
| 0:54.2 | and the banks are starting to catch on. They're not like stopping their zero percent offers either. They want to help people start their businesses. They want new business to come in. |
| 1:05.0 | They understand it is a very enticing offer like cash back or welcome bonuses or travel points. |
| 1:11.0 | So some banks are actually reeling back and then others are |
| 1:15.8 | actually promoting and pushing out their 0% offers again and rebranding their |
| 1:22.0 | cards. |
| 1:22.5 | So it just has been varying based on the bank |
| 1:27.1 | that has been offering it. |
| 1:28.8 | Yeah, like I remember, you know, over 10 years ago |
| 1:32.3 | when I was trying to go get more credit to go flip houses |
| 1:36.8 | I wasn't even concerned about like any of the things of like cash back or like the zero percent was like definitely like the main one you know if I could get |
| 1:46.4 | 0% at 12 months or 18 months then that's great because now I just have this |
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