You're listening to the Creative Capital Podcast. You're dying to learn about how you can create

wealth through real estate investing, then you can come to the right place.

Join in every week as we go over the ends and outs of real estate investing

and learn how you two can become financially free. Ginger Faith, man, super excited to have you out on the show with us today.

Thank you.

Thank you for having me, Josh.

Great to be here and excited to chat.

We talked a little bit before we started recording,

and I think we've got a very interesting topic

that a lot of people are currently feeling themselves

or their tenants are feeling them if they already own some real estate.

And so learning how to weather this storm is going to be pivotal.

So before we jump into that though, for all those out there listening to today's conversation

who have no idea who you are or what you do, can you give us just a brief background about yourself

and tell us at the end of the day what got you in the real estate?

Hello, my name is Ginger Faith and I have been an active real estate investor.

I'm a broker, mortgage broker in California.

But I started in 1994, so it's literally been 30 years last month when I bought my first multi-family property.

I got involved because I read books a lot and I read a book by Robert Allen called Nothing Down and he postulated that if you wanted to set up a great retirement for yourself by one house per year for 10 years,

immediately start paying down the mortgage,

and after 10 years your retirement was set.

So I thought I would jump the gun

...