Concentrated Stock Positions: How to Avoid Big Taxes

Money Matters by Allworth Financial

Allworth Financial

Investing, Business, Business:investing

4.7 • 839 Ratings

🗓️ 18 April 2026

⏱️ 37 minutes

🔗️ Recording | iTunes | RSS

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Summary

How do you manage a concentrated stock position without getting crushed by taxes? In this episode of Money Matters, Scott is joined by Allworth advisor Mark Shone, who steps in while Pat is away to break down smart, tax-efficient strategies for handling highly appreciated stock positions. They use a real-life case of a recent retiree with nearly $2 million in Apple stock to explore how to reduce risk, diversify, and balance income and legacy goals. Plus, they touch on private credit and real estate trends shaping today’s investment landscape. What You’ll Learn: -How to reduce risk in a concentrated stock position- -Strategies to diversify without triggering large capital gains -Tax-efficient ways to manage highly appreciated stock -How to balance income needs with long-term legacy goals Join Money Matters: Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here. You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

Transcript

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0:00.0	Would you like an opinion on a financial matter you're dealing with?
0:08.9	Whether it's about retirement, investments, taxes, or 401Ks,
0:13.2	Scott Hansen and Pat McLean would like to help you by answering your call
0:16.6	to join Allworth's Money Matters.
0:19.0	Call now at 83399 Worth.
0:21.6	That's 83399 W-O-R-T-H.
0:27.4	Welcome to All-Worth's Money Matters.
0:29.2	Scott Hanson here.
0:30.6	Pat McLean is off.
0:32.1	He is on vacation with his wife and enjoying himself, I hope.
0:37.0	I'm assuming he's enjoying himself.
0:38.5	But we've done the show 30-some years, and he's hardly ever missed.
0:45.8	So we're giving him permission to miss.
0:48.8	And we've got Mark Shone joining us.
0:50.2	Mark was with us last week.
0:51.4	Mark's one of our partner advisors here at Allworth, been in the industry a long time. And Mark, thanks for taking some time with us.
0:58.2	Good to be here, Scott. Yeah. And Mark, you're also a practicing advisor. You have clients
1:04.5	right today. And you also, I think you also help kind of vet some potential new clients and help align them
1:13.5	with some other advisors on the, on the team, right?
1:15.6	That's also correct.
1:16.4	Yeah.
1:16.5	So you end up talking to lots of people.
	...

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