I'm so glad you've taken time out of your day to join us here on the Clark Howard Show

where it's all about you and that wallety yours when you learn ideas to me so you can

keep more of what you may.

Coming up in just a few minutes, today's Clark Gray just moment, there's something called

inertia bias where we start to think that whatever things have been doing is what they're

going to be doing and there's new data that shows that we are potentially looking at

a train wreck and how we're handling our own finances because of it.

And coming up yet later, recently I told you that there's a technology that dishonest

people are doing where they're setting up microsel towers intercepting your communications

for all kinds of purposes, maybe foreign governments up to no good or just plain old crooks.

There's some things you can do that will protect your information as it travels over the

cellular network.

I'm going to tell you simple, free things that are available for you.

So think about the mission of this show.

Save more, spend less.

So of course, avoid getting ripped off.

But the whole idea is to create breathing space in your life to live on less than what

you make so that you create choices and freedom in your life.

Well, a guy I know named Wes Moss wrote a thing recently based on research that he's done.

What are the things that people do that lead them to become millionaires?

What are the patterns?

And a lot of the things that Wes has said are things that you say, well, that's obvious.

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