Thanks for taking time out of your day to join us here on the Clark Howard Show to be

empowered with knowledge that helps you pack a punch in your wallet. My goal ultimately

to help you keep more of what you may. Coming up in a little while, recently I told

you about some practices at Best Buy and how rotten they're treating people on returning

merchandise. Well now I've got an update for you on other stores that have learned to

be extra customer unfriendly when you go to return something you bought. You can follow

me at facebook.com slash Clark Howard and I have talked at length about doing the testing

that's done by ancestry.com and 23 of me. I've been especially interested in the genetic

testing at 23 of me for what they have told me about my medical outlook, what things I'm

susceptible to and very specifically women now can find out from 23 of me the susceptibility

they have to breast cancer. I was able to find out what my susceptibility was to Alzheimer's

and so these tests are able to give you a look into your own future. Consumer reports does

not share my enthusiasm about these tests and that really understates their reaction. They

are very concerned about a couple of things. First, they're concerned that the information

may not stay private. That the rules are not protective enough of your information when

you do these tests and there's always been a concern about DNA testing ending up in the

wrong hands. The second thing that they're particularly concerned about is that you won't

be able to handle the information and that's something I addressed with the Alzheimer's

thing. If you didn't hear me talk about that, the 23 of me test said that I had a 51% chance

of developing Alzheimer's by my 85th birthday. May I live that long? But anyway, before I

couldn't look at the results for Alzheimer's, there were two different series of warnings

I had to go through and accept before I could see them and that's because it's true. There

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