Welcome to the Clark Howard Show, which is your show.

The show is about giving you guidance advice information so you can keep more of what you

may.

Now, on this show, I do my best to provide advice, information, and guidance.

But there are times that you feel I came up short on any or all three of those things.

That's why we have Clark Stinks at Clark.com where you're able to go to Clark Stinks and

share where you feel my answers might be incomplete, misguided, or if you think so, just plain

wrong.

And then once a week, our producer, Chris, to go through your posts on Clark Stinks and

shares highlights with you right here on the air.

I should have never encouraged you to speak.

You know which thing I'm pretty stupid.

You should be ashamed of yourself.

Well, maybe I'm wrong, maybe I'm wrong.

Maybe I'll write now.

All right, before you start, Chris, I want to tell you I get comment after comment from

people how much they love this segment of our show.

That's awesome.

You love it.

I know you have fun with us.

All right, we'll start with this one, Clark.

You care so much about young people and the dangers of their addictive habits, e.g.

...